联邦存款保险公司发布了新的指导方针,允许 FDIC 监管的机构在未经事先获得机构批准的情况下从事允许的加密相关活动。
此举标志着此前对银行与加密货币公司合作的限制性政策发生逆转。
该指南发布于《金融机构信函》(FIL-7-2025),撤销了 2022 年的一项指令,该指令要求银行在从事数字资产活动之前通知 FDIC。FDIC 表示,只要银行有效地管理相关风险,它们现在可以参与与加密相关的企业。
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Renewing ties with crypto firms
The policy shift follows the release of 175 FDIC documents earlier this year, revealing efforts by the previous administration to pressure banks into cutting ties with crypto firms.Â
These documents were made public in response to a Freedom of Information Act request filed by Coinbase, which sued the FDIC in 2024 over alleged unfair practices.
âWith todayâs action, the FDIC is turning the page on the flawed approach of the past three years,â said Acting FDIC Chairman Travis Hill. âI expect this to be one of several steps the FDIC will take to lay out a new approach for how banks can engage in crypto- and blockchain-related activities in accordance with safety and soundness standards.â
The records detail instances of the FDIC instructing banks to pause or suspend services to crypto-related businesses, a practice that critics dubbed âOperation Choke Point 2.0.âÂ
The agency frequently cited reputational risks and market volatility as reasons for discouraging financial institutions from working with crypto firms.
FDIC 表示将继续与总统数字资产市场工作组合作,并与其他银行机构合作,制定更清晰的加密相关活动指导方针。
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俄罗斯考虑针对顶级投资者进行实验性加密货币交易,最低资产持有量为 25 万美元。
俄罗斯国家通讯社国际文传电讯社援引俄罗斯财政部金融政策部负责人阿列克谢·雅科夫列夫的话报道,俄罗斯正在探索为顶级投资者推出实验性加密货币交易的想法,此举将允许特定群体参与加密货币市场。
据报道,俄罗斯财政部和俄罗斯银行正在就该项目进行谈判,旨在为加密货币交易创造一个安全的空间。然而,雅科夫列夫补充说,该计划仍处于早期阶段,但没有详细说明。
据了解,该试点仅对顶级投资者开放,包括专业市场参与者和个人投资者,其个人持股至少为 2400 万卢布(25 万美元)。
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While owning crypto is allowed in Russia, using it as a legal tender is banned. Officially, the country has no centralized exchange for cryptocurrencies. This means that individuals can trade crypto only on foreign platforms.
However, as crypto.news reported earlier, Garantex, a crypto exchange sanctioned by the U.S. and the European Union, seems to be one of the largest Russia-based exchanges operating within the Kremlinâs purview. The exchange has offices in Moscowâs Federation Tower and allows deposits and withdrawals in rubles to Russian bank cards, including those from Sberbank, Tinkoff, and Alfa-Bank.
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