分析师称，比特币较历史最高价下跌 25% 的幅度可能会进一步扩大

Cronos 刚刚推出了一项预付加密卡服务，允许用户一键将资金直接提取到 Crypto.com 卡，然后将其用于日常交易。 通过与 Crypto.com 合作，Cronos 推出了一项新服务，使用户能够直接将资金提取到 Crypto.com 预付卡中，这是业内首次推出此类功能。用户可以将 Cronos EVM 或 Cronos zkEVM 上的 web3 非托管钱包链接到 Crypto.com 预付卡，只需单击一下，他们就可以从 Cronos EVM 或 Cronos zkEVM 充值到 Crypto.com 加密钱包，然后再充值到 Crypto.com 预付卡。如果代币不直接支持，平台会自动将其转换为 USD Coin (USDC) 或 Ethereum (ETH)。 Cronos 实验室负责人 Ken Timsit 表示：“借助这项新功能，Cronos 用户可以几乎立即提取加密资产，并在任何接受预付卡的地方使用它们。”“通过消除兑现时通常需要的等待时间和多个步骤，Cronos 将 DeFi 带入日常生活。因此，用户可以更长时间地持有数字资产，因为他们知道他们可以随时轻松提取资金。” 你可能还喜欢：从比特币到银行：加密卡的商业案例 | 观点 Cronos 的预付卡解决方案是不断增长的加密支付解决方案阵容中的最新成员，反映了加密在日常交易中的日益普及。就在昨天，Avalanche 基金会与 Rain 合作推出了 Avalanche 卡，该卡允许用户在任何接受加密货币的商家使用加密货币。 去年 11 月，Crypto.com 还将其 Visa 支付卡计划扩展到拉丁美洲，提供 8% 的现金返还、服务折扣和机场休息室使用权。此外，Alchemy Pay 最近将三星支付与其虚拟卡服务集成，使用户能够使用加密货币进行快速安全的支付。 你可能还喜欢：弥合差距：用加密卡改变日常交易

BNB Chain 的升级带来了更好的 EVM 兼容性和开发人员灵活性，并将于 3 月 20 日在主网上线。 BNB Chain 的 Pascal 硬分叉将于今年 3 月在主网上部署，这是一个旨在为区块链网络带来多项增强功能的升级。根据公告，此次升级将在大约两周后上线 - 具体来说，是在 3 月 20 日。 为什么 BNB Chain 的 Pascal 硬分叉很重要？ 最新 BNB Chain 升级的主网激活是在 2025 年 2 月 BNB 驱动的区块链测试网发布硬分叉之后进行的（BNB）。虽然开发团队最初强调主网的暂定发布日期为 3 月中旬，但该团队现在将主网发布日期定为 2025 年 3 月 20 日。 Pascal 通过改进提案 EIP-7702 提供以太坊 (ETH) 虚拟机兼容性，允许外部拥有的账户执行智能合约代码。这意味着钱包可以充当智能合约，允许无 gas 交易、批量批准和交换。 你可能还喜欢：BNB Chain 的 Pascal 硬分叉想要实现什么以及何时实现 Pascal 引入了 EVM 兼容性，其功能与以太坊在 Pectra 升级中关注的功能相同。随着升级，币安的区块链网络将改善用户体验，并简化 web3 入门，因为去中心化应用程序会赞助 gas 费用。 在 Pascal 硬分叉之前，节点运营商和验证者、交易所和基础设施提供商以及开发人员都需要进行更新。这是为了确保兼容性，因为未能更新可能会导致参与者在主网升级后不同步。 Pascal 更新后，BNB Chain 的下一步包括网络速度的两个关键里程碑。这两个里程碑是通过预计于 2025 年 4 月实现的 Lorentz 硬分叉和预计于 2025 年 6 月实现的 Maxwell 硬分叉。 Lorentz 的目标是将出块速度提高到 1.5 秒，而 Maxwell 升级将使 BNB Chain 的交易在 0.75 秒内达到亚秒级的最终完成度。 这些都是关键的升级，因为 BNB Chain 的目标是在去中心化金融和人工智能领域取得进展。最近公布的人工智能路线图揭示了这一点。 值得注意的是，DeFi 与 AI 的交汇催生了快速扩张的 DeFAI 生态系统，带来了 AI 和区块链带来的机遇，包括收益生成优化、跨链智能和流动性管理等方面的益处。 你可能还喜欢：BNB Chain 生态系统获 Foresight Ventures 2500 万美元投资

美国众议院金融服务委员会通过了一项监管美国稳定币的法案。 4 月 2 日，委员会以 32 票赞成、17 票反对的结果通过了《稳定币透明度和问责制促进更好的账本经济法案》。该法案将提交众议院全体投票。 该法案得到了共和党议员的支持，旨在为 USDT 和 USDC 等与美元挂钩的稳定币市场带来清晰度和结构性。 《稳定法案》由金融服务委员会主席弗伦奇·希尔和数字资产、金融科技和人工智能小组委员会主席布莱恩·斯泰尔提出，为支付稳定币制定了专门的监管框架，为发行人如何运作和支持其代币制定了明确的规则。 其重点是加强消费者保护、确保发行人的透明度以及加强美元在数字金融中的作用。 发行人需要披露其代币的支持方式，并确保持有足够的美元等值资产来支持流通供应。 其他主要条款包括强制实施强有力的消费者保护措施，以降低风险并增强对日常支付中稳定币使用的信任。该法案还将使美国支付基础设施现代化，支持更快、更具成本效益的交易，同时保持创新空间。 你可能还喜欢：DeVere 首席执行官表示，稳定币和石油是特朗普的宏观武器 支持者表示，该法案将有助于美国保持其在数字资产开发方面的优势。国会议员丹·梅瑟 (Dan Meuser) 表示，该法案将通过让稳定币保持在“安全的、美元支持的体系”内，巩固美元作为世界储备货币的地位。 “它将使支付更快、更便宜、更便捷，降低成本，使企业和消费者都受益。唐纳德·特朗普总统承诺要让美国成为世界加密货币之都，而《稳定法案》是兑现这一承诺的第一步，”他在 4 月 2 日的 X 帖子中说道。 与此同时，国会议员特洛伊·唐宁补充说，该立法将“允许创新在美国继续蓬勃发展，同时维护重要的消费者保护”。 With stablecoins gaining ground, the current administration has pushed for clear regulation, something Trump’s crypto czar David Sacks says is vital for strengthening the dollar’s global leadership. 国会还在研究另一项稳定币法案，即参议员比尔·哈格蒂提出的《GENIUS 法案》。该法案旨在建立一个全面监管稳定币发行者的联邦框架。 该法案对储备、审计、透明度和许可制定了明确的规则。该法案最近以 18 票赞成、6 票反对的结果获得了参议院银行委员会的批准。 阅读更多：Coinbase 首席执行官呼吁美国允许稳定币计息

Connecticut has enacted a sweeping ban on state-level use, investment, or custody of virtual currencies, blocking any potential creation of a public Bitcoin reserve. On June 10, Connecticut has enacted HB 7082, a sweeping overhaul of the state’s money transmission laws that includes a strict prohibition on the use of virtual currencies by state entities. The new law, signed as Public Act 25-66 and effective October 1, bars the state and its political subdivisions from accepting payments in virtual currency or from purchasing, holding, investing in, or establishing a reserve of such currencies. The statute defines “virtual currency” as provided in section 36a-596 of Connecticut’s general statutes, a definition broad enough to cover most cryptocurrencies in use today. The bill passed unanimously through both chambers of the state legislature, signaling broad bipartisan consensus against state-sponsored virtual currency initiatives, including any form of a sovereign bitcoin reserve. Source: @Bitcoin_Laws You might also like:Texas approves Bitcoin reserve bill, awaits governor’s signature In addition to the ban, HB 7082 imposes tighter regulations on private-sector money transmitters involved with virtual currencies. It requires businesses that deal in digital wallets or crypto kiosks to be licensed and to comply with strict financial safeguards, including 1:1 reserve backing for virtual currencies held on behalf of customers, detailed consumer risk disclosures, fraud protections, transaction limits, and receipt requirements. Connecticut’s move stands in stark contrast to the growing momentum in many other U.S. states, where legislatures are actively advancing bills to establish Strategic Bitcoin Reserves. According to the State Reserve Race tracker by Bitcoin Laws, Arizona and New Hampshire have fully enacted SBR bills into law, completing all legislative steps. Texas passed its bill through both chambers but have not yet finalized enactment, awaiting governor’s signature. You might also like:Arizona becomes first U.S. state to pass Strategic Bitcoin Reserve bill

In April, many crypto market observers were writing about an ongoing decoupling or divergence of Bitcoin from equities, meaning that the trajectory of Bitcoin’s price took a different direction compared to stocks and equities. Bitcoin and Gold are up, while the American dollar and stocks are down. However, opinions among market experts on whether the Bitcoin and equities markets have truly diverged vary. Some enthusiastically proclaim that Bitcoin has decoupled from risk assets and joined Gold as a safe haven. The reason is not hard to see: lately, Bitcoin and Gold have been the only major assets with positive price movements. On April 21, 2025, the price of Gold crossed the $3,400 mark for the first time. This unprecedented rally is widely seen as a response to growing uncertainty among investors, stocks and altcoins went through a wave of liquidations and some of the strongest declines in years, prompting a shift toward Gold. For most of the 2020s, the gold price fluctuated between $1,800 and $2,000, only starting to climb in the fall of 2023. MacroTrends points to a correlation between the price of gold and global economic uncertainty. Another correlation is the alignment of gold prices with the level of U.S. national debt. Read more:Why will gold continue rising? Gold is traditionally seen as a safe haven. Bitcoin has a similar reputation among many investors. However, an influx of institutional investors buying Bitcoin led to a relative alignment of BTC’s price with stocks. Some viewed Bitcoin as an extension of the stock market, but with higher price amplitude. The chart below clearly shows that over the past three years, Bitcoin has mirrored Nasdaq movements closely, mimicking its ups and downs with sharper swings. Experts remain divided on this. For instance, in March 2025, BlackRock’s Robbie Mitchnick stated that Bitcoin is still yet to consistently move in line with Wall Street, although he anticipates it will happen as more TradFi investors start trading Bitcoin. Did Bitcoin really decouple from stocks? The second half of April saw Bitcoin and Gold rise, while major assets including stocks and the USD dropped. On April 22 alone, Bitcoin gained 7%, while risk assets ended the day in negative territory. Many in the crypto community quickly reacted, declaring that Bitcoin was undergoing a decoupling from stocks. Bitcoin and Gold seemed to confirm their roles as safe havens, while other assets appeared increasingly risky and vulnerable amid political and economic turmoil. 🇺🇸 BLOOMBERG JUST SAID #BITCOIN IS DECOUPLED FROM THE STOCK MARKETIT’S HAPPENING!!! 🚀pic.twitter.com/gEbBXxHosq— Vivek⚡️ (@Vivek4real_) April 22, 2025 However, the debate over whether Bitcoin is truly decoupling continues. While there is no doubt that Bitcoin currently stands apart from stocks and the dollar, some market observers warn this could be a short-term phase. They suggest that as headwinds take hold, Bitcoin may eventually follow the broader stock market’s downtrend. In other words, the current divergence could turn out to be just a temporary fluctuation. "Bitcoin divergence" and "Bitcoin decoupling" will be dominant headlines for 2025. pic.twitter.com/VBXqZNLFul— Tuur Demeester (@TuurDemeester) April 22, 2025 Some commenters attributed the Bitcoin rally to increased liquidity, encouraging investors to “ignore the noise.” They argue that Bitcoin can surge thanks to technical triggers even when news sentiment is mixed. Others pointed to macro headlines as a major driver of the demand for Bitcoin, including comments from U.S. Treasury Secretary Scott Bessent suggesting a possible de-escalation between the U.S. and China. Meanwhile, headlines reported that India was considering sanctions against China, and China itself urged countries to reject collaboration with the U.S.  In this light, it appears that Bitcoin’s rally was at least partly news-driven. Such major economic shake-ups don’t happen often, suggesting that the current decoupling may be more extraordinary than permanent. Bitcoin could realign with the stock market once the trade tensions subside. Why is decoupling important? We asked our market analyst and trader, Ekta Mourya, to enlighten our readers on this topic. Here’s what she replied to why decoupling is important and whether she sees the current decoupling as a temporary or a long-term phase: “Bitcoin’s decoupling comes at a time when the largest cryptocurrency’s correlation with Gold rises. BTC’s outperformance against the Nasdaq during Trump’s tariff crisis marked a pivotal shift in Bitcoin’s price this cycle, bringing back the “digital Gold” narrative. Bitcoin’s 30-day Pearson correlation coefficient with Gold is up from -0.7 in March 2025 to 0.45 and rising as of April 2025. For traders, this signals an opportunity to enter long positions; it opens doors for Bitcoin’s re-test of the $109K all-time high and likely price discovery. Bitcoin’s divergence from the stock market feels more like a temporary blip rather than a permanent shift. Market volatility, tariff tensions, and weak earnings are rattling U.S. equities, while Bitcoin is catching a bid as a safe haven for traders’ capital. However, structurally, BTC has always stood apart; it is a high-beta asset with a growing appeal for portfolio diversification. Both retail and institutional traders should watch Bitcoin for its evolving risk/reward profile and gains.” You might also like:Pantera founder: ‘Bitcoin is better than gold’ as a reserve asset