也门当地人已经转向去中心化金融,以应对美国实施的制裁,因为制裁切断了他们获得传统银行服务的渠道。
据区块链情报公司 TRM Labs 称,一些也门人越来越多地使用 DeFi 协议来发送和接收资金、管理汇款以及绕过当地金融服务的中断。
Over 63% of Yemenâs crypto-related web traffic is now tied to DeFi platforms, while global centralized exchanges account for just 18%, according to TRMâs data.
The trend follows several rounds of US sanctions targeting the Houthis and Yemenâs financial infrastructure. Most recently, on April 17, the US Treasury sanctioned the International Bank of Yemen for allegedly facilitating financial transactions on behalf of the Houthis.
As such, the broader Yemeni population, especially in Houthi-controlled areas, is increasingly turning to decentralized tools as banking institutions remain inoperable or unreliable.Â
Peer-to-peer crypto transactions are also being used for cross-border transfers and remittances. Although the volume of these transactions remains relatively low, they indicate growing adoption of decentralized infrastructure in the absence of formal alternatives.Â
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TRM Labs 写道,加密货币在也门的吸引力在于其“能够绕过当地金融服务的中断,从而提供一定程度的金融弹性”,并补充说,DeFi 使用率的上升表明人们对“允许用户无需中介即可进行交易的系统”的需求日益增长,尤其是在当地银行机构无法访问或不可靠的情况下。
由于独立的加密货币交易所很少,也门人也越来越多地转向当地的货币服务企业,这些企业现在除了提供传统服务外,还提供加密货币服务。
TRM Labs 追踪的也门一家加密货币交易所在 2024 年 1 月拜登政府将胡塞武装重新列为恐怖组织后,其交易活动激增了 270%。在唐纳德·特朗普当选并于 2025 年初被指定为外国恐怖组织后,该交易所的交易活动再次飙升了 223%。
TRM Labs 预计,随着国际制裁的加强,也门的加密货币采用率将继续上升,不仅针对胡塞武装,还针对其主要盟友伊朗。
These restrictions could push both civilians and sanctioned actors toward âgrowing adoptionâ of crypto, with usage likely to expand âin both scale and sophisticationâ as traditional financial options become increasingly limited, the blockchain intelligence firm concluded.
Crypto as a lifeline asset
也门并非唯一一个在危机时期转向加密货币的国家。在整个东欧,乌克兰和俄罗斯等国家也见证了加密货币的采用激增,在持续的不稳定局势下,机构用户和散户都越来越依赖去中心化金融。
据 crypto.news 此前报道,2023 年至 2024 年间,乌克兰的大型机构 DeFi 交易量增长了 362%,而基层采用率也大幅上升,小额和大额零售转账量分别增长了 82.2% 和 92%。
在其他地方,阿根廷人已经转向使用 USDT 和 USDC 等稳定币来逃避失控的通货膨胀,2024 年 3 月通货膨胀率高达 276%。由于居民急于保护自己的工资免于快速贬值,当地交易所的交易活动激增,他们通常在每个月初将比索兑换成数字美元。
与此同时,在恶性通货膨胀和资本管制摧毁了经济的委内瑞拉,比特币被誉为“生命线”资产。
阅读更多:Exclusive with 1inch co-founder: Are DEX aggregators the future of DeFi?
披露:此处表达的观点和意见仅属于作者,并不代表 crypto.news 编辑部的观点和意见。
加密货币已经失去了叙事性,失去了耐心,也失去了意义。唯一的出路就是向前——打造人们真正使用且无需思考的产品。过去几个月,人工智能代理一直被宣传为未来,但大多数都只是些噱头:华而不实的包装,实际上什么都做不了。
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在宏观经济危机的背景下,以太坊(ETH)兑比特币(BTC)的价值跌至五年低点,比特币的交易价格如同高贝塔系数的科技股,没有人渴望出现新的去中心化交易所、桥接器或钱包扩展。问题不在于可发现性,而在于实用性。我们构建了一个为投机而非服务而优化的行业。这是一个金融游乐场,而非一个正常运转的经济体。大多数加密应用没有用户,因为它们无法解决任何实际问题。
波动性是关键。如果加密货币被大规模使用,实际需求将决定价格。但当宏观环境发生变化时,整个行业都会步调一致——因为实际使用量并不重要。这不是用户体验的问题,而是产品问题。
如果加密货币想要在这个阶段生存下来——更不用说在下一个周期中逃离回音室——我们需要停止为彼此构建抽象,并开始为真实的人构建真实的产品。
为什么这种情况不断发生
加密货币从未脱离其“开发者为开发者”的根基。成功取决于交付量,而非留存率。我们重视可组合性而非可用性。发行量而非每日活跃用户 (DAU)。总锁定价值 (TVL) 而非实用性。
正因如此,我们最终得到了一批在演示中看起来不错,但在实践中却一蹶不振的人工智能代理——它们是为了给人留下深刻印象,而不是为了持久耐用而构建的。构建者是为了其他构建者而构建。团队优化的目标是代币发行,而不是长期用户。大多数路线图都是由叙事时间驱动的,而不是客户反馈。结果呢?这些产品在加密货币推特上令人印象深刻,但在推特之外却无人问津。
用户体验本应是基础,却仍被视为肤浅的雕琢。我们谈论用户引导时,仿佛它是个营销问题,而非架构问题。我们想知道,为什么用户流失的速度比山寨币崩盘的速度还快。
并非所有人工智能代理都能解决问题
看看人工智能代理在加密领域的最新进展。我们假装自动化意味着智能。但用户需要的并非会说话的代理,而是会说话的代理。
他们需要能够有目的性地运作的代理:自主行动、链上交互、并积累价值,而不仅仅是信息。如果这将成为下一个周期的叙事——而且很有可能——我们需要提高标准。我们缺少的不是另一个聊天机器人,而是自主性、行动力和经济协同。
下一代代理必须是链上行为体——拥有记忆、激励和自主权的代理。不仅仅是精巧的人工智能界面,更是网络本身的参与者。
真实产品是什么样的
真正的产品能够解决真正的问题——清晰、快速、流畅。它不需要解释说明。它感觉像魔术,而不是用户界面谜题。在加密货币领域,当产品抽象出协议,当它为用户做一些事情,而无需他们思考网络、钱包或桥接器时,就会出现神奇的时刻。
想象一下,一个人工智能代理静静地监控你的钱包,当你的空投解锁时,它会立即认领并以最佳执行方式出售——无需提示,无需额外步骤。同时,它会监测 Gas 价格,并自动购买你忘记持有的稳定收益储备,无需你动手。当你需要桥接资金或执行交易时,它会本能地将你引导到最便宜、最快的可用网络,所有这些都不会询问你位于哪条链上,也不会强迫你批准十几个步骤。这种无缝自动化并非一项功能,而是真正产品的基础。
这些并非功能,而是成果,是真正落地的基础。
因此,这些正是加密货币领域需要深入研究并投入资源的应用。真正的消费级人工智能代理在这方面是一个突破。它们代表用户行事,进行认领、交易和协调。它们减少了接触面积。它们使基础设施变得隐形。它们不依赖投机炒作来获得价值;它们提供的是真正的服务。
这就是我们如何将加密货币从高级用户玉米迷宫中解放出来并融入日常生活的方法。
需要改变什么(以及为什么现在需要改变)
这不仅仅关乎优秀的设计,更关乎产品纪律。而且时机从未如此完美。我们不仅仅是身处熊市,更处于信任调整期。零售业已消失。ETF 的叙事已被市场消化。山寨币正在大幅缩水。美联储和财政政策正在驱动着所有新闻头条。
This is the best possible time to buildâbecause no oneâs watching. Thereâs no pressure to chase yield or force hype. Thereâs room to build quiet conviction around something real. So what should builders actually do?
First, they need to design for behavior, not just composability. Itâs not enough that components can plug into one anotherâwhat matters is whether people actually use them. Real product design starts with the userâs motivation and workflow, not with modularity.
其次,开发者应该使用自动化和代理来减少决策疲劳。大多数加密产品都会让用户眼花缭乱,选项太多。目标应该是减少选择,而不是增加更多选择。优秀的产品会在后台处理复杂性,让用户无需思考。
第三,现在应该优先考虑留存率而非流动性挖矿。如果你的产品仅仅因为附带代币激励而有效,那它就不是产品,而只是一种促销手段。专注于打造一款无需任何贿赂就能吸引用户回头的产品。
最后,可用性应该被视为基础设施,而非装饰。界面并非锦上添花,而是连接功能和体验的桥梁。如果它不直观,它就会崩溃。
面向消费者的 AI 代理并非噱头。它们是我们打造用户真正回头的最佳方案。这并不是因为他们相信你的代币,而是因为产品能为他们带来实际效果。
停止为无人建造
我们不需要更多标记化的接口。我们不需要更多解释比实际性能更好的演示。我们绝对不需要另一个伪装成产品的收益机制。
我们需要能够帮助人们完成任务的软件。他们需要的是真正有用的软件,而不是仅仅因为猜测。消费级人工智能代理是通往这一未来最清晰的道路。别再开发没人用的应用了。开始开发那些人们根本不用思考的应用吧。
阅读更多:重塑未来:打破人工智能垄断,从数据所有权开始 | 观点
Garrison Yang
Garrison Yangis the co-founder of Mirai Labs, a web3 development studio building intuitive consumer applications that make crypto usableâand usefulâfor everyone. With over 15 years of experience across engineering, strategy, growth, and product, Garrison blends technical depth with a marketerâs eye for impact. A former professional gamer, he brings a competitive edge and a deep understanding of user behavior to everything he builds. At Mirai, heâs focused on turning blockchain into something people actually useâwithout even realizing it.
Mintable is set to launch NFT collectibles as part of its interactive Eco Trail Treasure Hunt ahead of the countryâs annual Youth4Climate Festival 2025, as part of the Singapore Sustainability Festival.
The Singaporean NFT marketplace is preparing to launch five unique NFTs that visitors can collect by participating in a blockchain-based card game held at City Square Mall on Kitchener Road, Singapore. The Eco Adventure card game will run alongside the Singapore Sustainability Festival, scheduled from June 6 to June 8.
During the festivalâs run, participants will be able to collect digital badges that they can obtain by scanning eco-friendly installations throughout the mall and completing mini sustainability lessons. Once completed, participants will be able to collect up to five unique NFT collectibles dubbed âGreen Stopâ NFTs without prior web3 knowledge needed.
Partnering with City Developments Limited, the Singapore Innovation Centre, the Asia Blockchain Association, and the Sustainability Alliance, Mintableâs B2B utility NFT arm, Mintology, will power the Eco Adventure card game using blockchain. The initiative leverages the projectâs gasless NFT infrastructure.
Mintable partners with Go Green SG in this yearâs Singapore Sustainability Festival, through City Developments Limited (CDL)âs Youth4Climate Festival 2025 | Source: Mintable PR
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Mintable CEO Zach Burks sees the joint campaign with Go Green SG as an opportunity to engage young people and spark interest in sustainability. The program also introduces them to web3 technology, including NFTs, by taking a âbalanced approachâ and promoting healthy attitudes toward digital innovation.
âWe are excited by the potential of the gasless minting technology deployed into the treasure hunt and will continue working with key government bodies to build future solutions that help everyday individuals better interact with the world around them,â said Burks.
The mini sustainability lessons cover topics such as upcycling workshops, materials exploration, the importance of trees, and the impact of visual upcycled art in society. All lessons are designed to be kid-friendly and interactive, integrating Mintableâs web3 technology with real-world engagement.
Participants who collect all five NFTs will be eligible to enter the festivalâs lucky draw for a chance to win prizes. The joint campaign aims to demonstrate how NFTs can be seamlessly integrated into government-supported green initiatives while boosting the adoption of web3 technology.
According to the countryâs Independent Reserve Cryptocurrency Index 2025, crypto ownership in Singapore has fallen by 11%. A survey conducted by Independent Reserve Singapore found that nearly 50% of crypto investors have sold their holdings in the past year, with 67% of them making a profit.
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Zebec Network, a decentralized real-time payment streaming platform, has acquired Gatenox to integrate native KYC, KYB, and AML compliance into its payment infrastructure.
Zebec Network (ZBCN) has just announced its acquisition of Gatenox, a digital identity infrastructure company specializing in KYC, KYB, and AML compliance. The move is aimed at enhancing Zebecâs AI infrastructure by embedding native identity verification and risk assessment tools directly into its ecosystem.
ð¨ Zebec Network has acquired @Gatenox â bringing native KYC, KYB, and AML directly into our infrastructure to enhance Zebec AIâs existing real-time screening.Built to serve the evolving needs of both Web3 and traditional finance. âµï¸ pic.twitter.com/1eUL4KqcTiâ Zebec Network (@Zebec_HQ) June 5, 2025
As reported by Cointelegraph, Zebec intends to utilize Gatenoxâs technology as part of its efforts to secure regulatory approval under the European Unionâs MiCA and register with the UKâs Financial Conduct Authority later this year.
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The acquisition of Gatenox follows Zebecâs recent purchase of Science Card, a U.K.-based fintech firm with over 50,000 users. Science Card enables users to send, receive, store, and manage their money through a user-friendly app. It offers both physical and digital cards that can be used in more than 210 countries, while also allowing users to support scientific research in fields they care about.
Additionally, it recently came to public attention that Uphold, a multi-asset digital trading platform regulated in the U.S. and UK, holds over $35 million worth of Zebec Networkâs native token ZBCN. This signaled that a regulated entity with a global user base sees strategic value in ZBCN.
Adding to the bullish outlook for ZBCN, thereâs a speculation of a potential collaboration with Ripple (XRP). While no formal deal has been announced, the partnership talk has fueled a massive rally in ZBCN price in late May.
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