长期对加密货币持怀疑态度的安德鲁·贝利 (Andrew Bailey) 被一致推选为监督全球金融体系的国际机构的领导人。
英格兰银行行长安德鲁·贝利(Andrew Bailey)以对加密货币持谨慎、经常持怀疑态度而闻名。在获得帮助制定跨境金融规则的全球机构的一致支持后,他将于 7 月接任金融稳定理事会主席。贝利将于 6 月正式任命后于 7 月 1 日开始其三年任期。
总部位于瑞士的金融稳定理事会致力于维护全球金融体系的稳定。该理事会成立于 2009 年金融危机之后,旨在让各国共同关注市场,并制定指导银行、保险公司、资产管理公司以及加密货币公司的规则。
据彭博社报道,贝利在金融稳定理事会发表的声明中表示,他的任命正值金融体系稳定性“面临考验”之时。
他还指出,全球金融危机“凸显了共同应对挑战和加强多边体系的重要性”,并强调金融稳定理事会“体现了这种做法”。贝利将接替现任金融稳定理事会主席兼荷兰央行行长克拉斯·诺特。
Bailey has led the Bank of England since March 2020. Before that, he served as the head of the Financial Conduct Authority, the British main financial watchdog. While heâs been a central figure in U.K. financial regulation for years, his views on crypto and digital currencies have often made headlines.
例如,在 2024 年初,当比特币价格攀升至 40,000 美元以上时,贝利对 BTC 等加密货币表示怀疑,称 BTC“尚未成为一项核心金融服务”。他还称比特币“效率低下”,并没有表现出对其在日常金融中的使用过多的支持。
“它并没有成为一项核心金融服务。例如,使用比特币作为支付服务效率非常低。因此,我认为融入金融体系的势头没有保持下去。但我们必须密切关注它。”
安德鲁·贝利
On stablecoins, his position is slightly more measured, though still cautious. In February 2025, Bailey suggested that stablecoins âmust meet a high barâ before going mainstream, emphasizing that they should adhere to strong regulatory standards to protect consumers and the financial system.
Bailey has also addressed central bank digital currencies, like a potential digital pound, raising questions about their necessity and stating in a February 2024 speech at the Chicago Booth Business School that the banking industry must ask âwhy we need to introduce central bank digital currencies to achieve those benefits.â
He also warned that a digital pound shouldnât âundermine the role of commercial banks,â emphasizing that this concern is crucial to ensuring the financial system functions properly as a whole.
With Bailey taking over as head of the FSB, he wonât have full control over policy, but since the FSB has a major role in setting global standards â especially on emerging issues like crypto â his anti-crypto views could, in theory, start carrying more weight.
FSB 已经将重点放在数字资产上。2023 年,它发布了关于各国应如何监管稳定币和加密平台的新指南。当时,该国际机构已经呼吁“对加密资产活动和市场进行全面和一致的监管和监督”。
作为新任主席,贝利可能会对全球标准的发展产生影响,尤其是在加密货币业务方面。然而,鉴于他过去的言论,可能会更加重视强有力的消费者保护、监管和金融稳定。他对加密货币的实用性和风险的担忧也可能改变 FSB 在未来工作中的谨慎程度。
不过,尚不清楚他的个人观点将在多大程度上影响议程。毕竟,金融稳定理事会是一个基于共识的机构,决策往往是数十个国家的央行、财政部和监管机构经过长时间讨论的结果,而不是由一个人决定的。