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U.K.-based fintech platform Revolut has unveiled a mobile crypto exchange app for users across the United Kingdom and the broader European Economic Area. Revolut said in an announcement that the new app, Revolut X, will allow U.K. and EEA users to trade more than 400 cryptocurrency pairs and 220 digital tokens directly from the app. Revolut X’s launch comes as the crypto market gains fresh momentum amid growing global regulatory clarity. 这家总部位于伦敦的新银行最初于 2024 年 11 月宣布将 Revolut X 扩展到欧洲 30 个市场。此次推出是该公司在今年早些时候推出独立加密货币交易所之后推出的，其桌面版主要针对专业交易员。 最新举措将交易所带给了英国和欧洲经济区的移动用户。Revolut 加密货币主管 Leonid Bashlykov 在评论中表示： “这是一种简单而强大的体验，旨在满足新手和经验丰富的交易者的需求，同时还具有客户可以信赖的严格安全措施的额外优势。” 你可能还喜欢：贝莱德为欧洲客户推出比特币 ETP Revolut X marks the culmination of the firm’s efforts to expand in crypto trading, which began in 2021. After the platform rolled out in May, Revolut extended access to account holders across the EEA. In addition to Revolut X, the neobank—which boasts over 45 million users globally—has steadily grown its crypto offerings since 2017. Revolut expanded these services in June 2023 by introducing crypto staking for U.K. and EEA users. The company also offers a crypto-linked card. While not a crypto-native company, Revolut’s expansion into digital asset products signals its intent to capture market share in a fast-growing space currently dominated by platforms like Coinbase, Crypto.com, and others. 你可能还喜欢：数字银行巨头 Revolut 加入 Pyth Network

俄罗斯央行在鞑靼斯坦地区试行了一项测试计划，以测试数字卢布的智能合约。 据《Business Gazeta》最初报道，俄罗斯中央银行已与鞑靼斯坦地区接洽，提出帮助试点数字卢布的提案，重点是测试智能合约。具体来说，目标是试验有条件地使用指定用途的资金，这将通过银行的测试平台进行。 鞑靼斯坦财政部同意了俄罗斯中央银行的提议，并已成立一个工作组，负责监督该地区数字卢布交易的测试。 测试结束后，鞑靼斯坦财政部和中央银行将确定针对性使用假设预算补贴的要求。这些要求随后将被正式纳入智能合约。该实验预计将于 2025 年第三季度结束。 你可能还喜欢：俄罗斯央行将于 2025 年推出数字卢布 尽管俄罗斯央行最初计划从 2025 年 7 月 1 日起更广泛地推出数字卢布，但俄罗斯央行行长埃尔维拉·纳比乌琳娜宣布，该计划已被推迟。新的发布日期将稍后公布。 纳比乌琳娜表示，只有经过全面测试并与银行协商，才能找到对客户最经济可行的模式，才能大规模推广。不过，试点项目目前进展顺利。 具体来说，俄罗斯关于推出数字卢布的法律于 2023 年 8 月生效，第一阶段测试于 8 月 15 日开始。然而，俄罗斯央行推迟了在全国范围内推出数字卢布，引发了人们对该计划可能被彻底取消的担忧。 俄罗斯央行推出数字卢布是各国银行探索和测试央行数字货币日益增长的趋势的一部分。2024 年 9 月，路透社报道称，134 个国家正在探索推出国家 CBDC。 Several countries have already launched testing of their CBDCs, including China, Korea, Papua New Guinea, United Kingdom, to name a few. The European Central Bank is also running its multi-year testing of digital euro. Furthermore, the Bahamas, Jamaica, and Nigeria have already launched their CBDCs, becoming pioneers in digitizing national fiat currencies. 你可能还喜欢：俄罗斯央行计划明年 7 月全面推出数字卢布

虽然非洲通常被视为加密货币采用的摇篮，但非洲大陆最大的经济体南非在加密货币采用和监管方面是该地区领先的国家之一。当地金融监管机构发布的新报告强调了南非 DeFi 行业的光明前景。 目录研究目标数字南非是重要的新兴加密货币中心 研究目标 2025 年 2 月 20 日，金融部门行为监管局发布了一项名为《南非去中心化金融（DeFi）市场研究》的研究。该研究基于对加密资产服务提供商的调查，旨在协助当地监管机构更好地了解 DeFi 在南非的作用。 时机很重要，因为南非已成为 2020 年代 DeFi 领域的世界领先国家之一。由于该行业本身已经塑造了该国的经济前景，因此需要更明确的监管，特别是在银行与加密资产服务提供商之间的关系方面。 根据这项研究，南非 DeFi 行业的年收入估计为 280 万美元。市场的主要参与者是散户（71%），其次是中小企业。研究发现，该行业增长的关键因素是 DeFi 促进的金融包容性、低交易成本和透明度。 DeFi 行业在当地经济中的重要性日益增加，这带来了新的风险。该研究指出，价格操纵、智能合约的安全漏洞、潜在的平台故障和欺诈是去中心化金融的主要威胁。研究中概述的风险包括托管风险、预言机风险、流动性风险等等。该研究建议，监管部门应将这些风险考虑在内，以确保用户的保护。 受访者认为，保护用户的主要方式是完善监管和加强教育力度，提高居民的金融知识水平。 数字 超过三分之一的受访者认为，南非 DeFi 行业的 TVL 超过 2700 万美元，这在全球总额中所占份额并不大，但在该地区仍然很重要。而且，它正在迅速增长。预计到 2028 年，南非的整体 DeFi 市场将达到 1.8 亿美元。 该研究揭示了南非 DeFi 的主要用例。超过一半的受访者使用加密货币进行支付，借贷位居第二，占 47.6%。三分之一的受访者使用去中心化交易所，只有 14.2% 的人表示他们使用稳定币。质押、资产管理和代币化是另外三个受欢迎的回答。 这些回应表明，南非的 DeFi 行业正在为居民提供银行和汇款机会，同时也为传统金融参与者提供代币化渠道。 受访者对该国的市场驱动因素进行了展望，指出主流投资者的采用率不断提高（62%）、新的 DeFi 协议的出现（43%）、无银行账户的人口（33%）以及加密货币被宣布为金融产品（29%）是主要因素。 你可能还喜欢：南非金融业监管机构宣布加密资产为金融产品 总的来说，可以肯定地说，尽管名称如此（南非的去中心化金融），但该报告主要侧重于描述 DeFi 领域本身，以便监管机构（该报告的主要受众）能够更好地了解如何处理这个不断增长的领域。 南非是重要的新兴加密货币中心 总体而言，撒哈拉以南非洲是一个加密货币行业快速增长的地区，这主要是因为加密货币满足了尚未满足的金融包容性需求。南非作为非洲大陆领先的经济体之一，已成为非洲最重要的加密货币中心之一。 随着政府实施一系列加密货币友好型法律，当地加密货币行业在 2020 年代发生了重大变化。最重要的是，2022 年 10 月，金融部门行为监管局宣布加密货币是一种金融产品，使在南非使用加密货币合法，尽管该裁决并未赋予加密货币法定货币地位。总体而言，有利的法律环境使南非成为该地区乃至全球新兴的加密货币中心之一。 本地加密资产服务提供商是受《金融情报中心法》监管的机构。反洗钱规则对于在南非运营的 CASP 是强制性的。为了控制跨境价值流动，该国采用了加密资产旅行规则。该规则将于 2025 年 4 月生效。 根据 Chainanalysis 的数据，2023 年南非加密货币市场的价值为 260 亿美元。去年的趋势包括机构投资者对去中心化金融领域托管解决方案的兴趣日益浓厚。2023 年，南非稳定币的流通量超过了比特币，这反映了非洲使用加密货币进行日常支付的整体趋势。当地加密货币行业的专家声称，定于 2025 年 5 月举行的选举不会影响友好的加密货币监管环境。 你可能还喜欢：业内人士称加密政策不会受到南非选举的影响

币安已启动第二轮投票下架活动，邀请用户投票决定是否将 17 个带有“监控”标签的代币从平台上移除。 币安的投票下架计划是其持续努力的一部分，旨在提高透明度并让社区在上市决策中拥有发言权。根据该平台 4 月 10 日的公告，可能下架的代币包括 FTT、JASMY、VOXEL、GPS、ZEC、STPT、ARK、ARDR、MBL、PERP、NKN、WING、LTO、FLM、BSW、ALPACA 和 PDA。 投票将于 4 月 10 日 4:00（UTC 时间）至 4 月 16 日 23:59（UTC 时间）期间通过币安广场进行。用户必须拥有已验证的币安账户，并在投票期间持有至少 0.01 BNB 才有资格投票。每位用户最多可投票支持五个代币，每个项目限投一票。 虽然币安会考虑社区的反馈，但它澄清说，投票结果不会是唯一的决定因素。项目活动、流动性、团队响应能力和监管风险等其他因素都会影响最终的退市决定。 您可能还喜欢：币安首席执行官表示，“宏观不确定性”可能会刺激加密货币需求 在本月初第一轮投票下架结束后，包括 BAL、CREAM、SNT、HARD、TROY、UFT、FIRO 等 14 种代币将于 4 月 16 日被下架。币安表示，对合规性、开发缓慢和交易活动不佳的担忧是下架这些代币的一些原因。 近期另一项进展是，4月9日，币安推出了LDUSDT，这是一种新的奖励型保证金资产，旨在提高资金效率。使用LDUSDT，用户可以将币安储蓄产品Simple Earn中的Tether (USDT)转换为合约交易的保证金资产，同时仍可获得实时年利率奖励。此功能使用户能够以两种不同的方式使用相同的资金，从而提供更大的灵活性。 阅读更多：在币安上市炒作和生态系统增长的推动下，Story 的 IP 有望达到 5 美元

Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. A new class of blockchains like Berachain, Story (IPfi), Unichain, Monad, and MegaETH are leading a wave of specialized blockchain launches designed to serve increasingly diverse decentralized finance applications. But these chains aren’t just niche alternatives—they’re breaking users free from the constraints of the general-purpose status quo. This approach challenges the long-standing notion that a handful of general-purpose networks can support all use cases—and declares that the future isn’t one monolithic chain to rule them all, but a unit of optimized environments competing, collaborating, and coexisting. You might also like:2025: The year intents revolutionize blockchain infrastructure | Opinion Institutions are entering with expectations shaped by decades of traditional finance, and the demand is clear. They want performance-optimized platforms that cater to high-speed trading, tokenized intellectual property, and sophisticated real-world asset markets. As these ecosystems grow, questions around cross-chain interoperability, institutional adoption, and competitive dynamics in DeFi infrastructure become increasingly relevant. The game is changing under our feet, and those who cling to general-purpose chains could be left behind. Breaking free from general-purpose bottlenecks General-purpose blockchains are beginning to show their cracks as financial institutions start stepping into DeFi. Proponents of specialization rightly argue that tailored infrastructures deliver more than technological advances, providing stronger security guarantees, improved scalability, and compliance features that appeal to institutional participants. For financial institutions exploring on-chain finance,  predictable execution environments, regulatory-friendly frameworks, and reduced counterparty risk are especially mission-critical. These areas where specialized chains offer an edge, with these features already embedded to meet real-world demand, where general-purpose chains would require retrofitting to adapt.  Some critics warn that a highly fragmented landscape could dilute liquidity and create inefficiencies, making it harder for assets to flow seamlessly across different platforms. Even though cross-chain solutions such as trust-minimized bridges and universal liquidity layers aim to mitigate these risks, their effectiveness remains a critical factor in whether specialization can scale without introducing friction. Thus, the trillion-dollar question remains: can we build this connective tissue fast enough to pace specialization? Nevertheless, emerging data from beta deployments indicates that specialized networks can attract robust ecosystems, offering developers more freedom to innovate in areas like algorithmic credit scoring, IP rights management, and tokenized commodities. Specialization may struggle in theory, but it’s already working in practice. DeFi’s future isn’t simpler—It’s smarter Recent traction in venture funding reinforces this shift, with projects integrating advanced data-validation methods and cross-chain bridges that facilitate rapid asset movement.  Institutions aren’t watching from the sidelines. Adoption is soaring, driven by firms seeking on-chain access to structured financial products and real-world assets on their terms, creating further demand for the compliance-friendly environments that specialized blockchains increasingly provide.  Experiments in liquid staking, real-world asset tokenization, and hybrid on-chain/off-chain data verification further validate the need for these chains as key infrastructure layers for the next wave of institutional DeFi. However, skeptics argue that increased complexity in managing assets across multiple chains may hinder mainstream adoption. While hurdles are to be expected, UX problems like these can be solved. And in a rapidly diversifying DeFi ecosystem, fragmentation is often a sign of progress. The challenge lies in developing seamless user interfaces and robust interoperability mechanisms that abstract away technical friction. To many investors, this fragmentation is an opportunity to diversify risk and foster a more competitive market, where specialized chains drive innovation without relying on monopolistic blockchain networks. In other words, it’s not fragmentation for fragmentation’s sake, but strategic and competitive modularity. The end of blockchain maximalism Competing networks such as Berachain and Unichain may redefine how DeFi applications are built and adopted, fostering a more mature market structure where specialized blockchains thrive alongside established platforms. If these emerging networks can sustain liquidity, seamlessly integrate with existing ecosystems, and maintain institutional trust, they could unlock a new era of on-chain finance—one with highly tailored solutions that don’t rely on a one-size-fits-all approach. This isn’t just a technical shift, but a philosophical one. The long-term viability of this multi-chain paradigm will depend on whether interoperability frameworks can facilitate frictionless asset movement and whether institutions gain confidence in the governance and security of specialized chains. Whether this shift leads to a more efficient DeFi landscape or a web of isolated networks remains uncertain, but specialization is already reshaping the blockchain industry’s trajectory. What is sure is that the future of blockchains is not monolithic. It’s modular, specialized, and taking off.  Read more:The missing pieces of DeFi liquid staking | Opinion Marcin Kazmierczak Marcin Kazmierczakis a co-founder of RedStone Oracles, the fastest-growing blockchain oracle, backed by Arrington Capital. In crypto since 2017, Marcin has played a key role in developing several innovative DeFi prototypes, previously a Google Cloud PM with a background in quantitative methods in economics. He is also the Co-founder of ETHWarsaw and a Laureate of Forbes 30 under 30 Poland. With a deep understanding of cross-chain infrastructure, Marcin’s expertise spans from DeFi applications to oracles and blockchain data solutions.