香港数字资产公司 IDA Finance 与日本银行集团 Progmat 和其他公司合作,在两地之间开发稳定币汇款服务。
根据最近的新闻稿,IDA 和 Progmat Inc 还将与日本区块链公司 Datachain 和跨链基础设施提供商 TOKI 合作,建立概念验证或 PoC,实现香港和日本之间的稳定币跨境交易。
The PoC is meant to provide traders with an alternative asset for export-import transactions between the two regions using blockchain technology. It will also identify potential improvements and benefits that can be made to the current trade routes as well as address regulatory and compliance considerations.
The use of stablecoins for cross-border payments, specifically in commodity trade, have long been believed to have significant benefits. Stablecoin transaction usually take less time to process compared to regular credit transfers and can provide payment confirmation in a matter of seconds.
IDA、Progmat、Datachain 和 TOKI 计划让用户通过当地的出口合作伙伴使用以日元和港元计价的稳定币进行跨境支付请求来测试该服务。
IDA 将负责维持稳定币的 1:1 储备支持,而 Progmat 将发行稳定币并提供平台 Progmat Coin。另一方面,Datachain 将开发和实施跨境稳定币交易所需的技术,TOKI 将为该项目提供其跨链专业知识。
IDA联合创始人Sean Lee援引香港贸易发展局2023年的记录数据显示,日本是香港第五大贸易伙伴。
âWith stablecoins emerging as a viable alternative to traditional remittance methods, along with stablecoin regulatory clarity from both regions, the potential for growth in this area is enormous,â said Lee in his statement.
In recent months, both Hong Kong and Japan have been pushing for more stablecoin regulations in hopes of increasing adoption. Hong Kong Financial Services Secretary, Christopher Hui said the region will be focusing on tokenization and stablecoins in its efforts to transform into a crypto hub. Hui also introduced a stablecoin bill to the legislative council in December 2024.
Meanwhile, Japan lawmakers continue to push for a crypto reform bill that would allow stablecoins to be backed by short-term government bonds and fixed-term deposits will an upper limit of 50%. The bill is already headed to the National Diet after receiving approval from the Cabinet of Japan.