利用人工智能代理构建下一代创作者经济 | 观点

纽约梅隆银行公司宣布扩展其数字资产平台，推出一款新工具，旨在向区块链网络提供链上和链下会计数据。 全球最大的托管机构纽约梅隆银行在一份新闻稿中表示，它将推出数字资产数据洞察产品，这是一种数据工具，旨在为跨区块链的基金会计数据的提供和访问带来安全性和效率。 全球资产管理公司贝莱德将成为该新工具的首个客户，该工具将允许纽约银行在以太坊 (ETH) 网络上公布基金的净资产价值。 因此，这家金融服务巨头的新链上产品有助于巩固其在区块链技术领域的影响力。根据公告，该公司的部分重点是快速扩张的代币化资产市场。 数字资产数据洞察将使 BNY 能够利用智能合约自动为代币化基金的投资者传输数据。 BNY 数字资产全球主管 Caroline Butler 表示：“获取透明数据对于我们的客户在当今市场取得成功至关重要。我们的平台对数字资产数据洞察的支持凸显了我们致力于通过分布式账本技术为端到端资产生命周期提供服务，同时保持来自可信来源的数据完整性。” 贝莱德美元机构数字流动性基金将率先受益于该新解决方案。 你可能还喜欢：BlackRock secures UK approval to launch Bitcoin ETP on Euronext market BUIDL, which launched in 2024 and is a tokenized short-term U.S. Treasury fund, will have its data broadcast onchain by BNY. Commenting on the latest development, BlackRock’s head of digital assets Robert Mitchnick said: “纽约银行将链下数据洞察引入公共区块链是史无前例的事件，也是行业的重要里程碑。通过提高数据透明度和投资者可访问性，纽约银行为数字资产创新树立了新标准。” 总部位于纽约市的纽约梅隆银行是 BUIDL 资产的基金管理人和托管人。 纽约银行管理着超过 52 万亿美元的托管和管理资产以及超过 2 万亿美元的管理资产，该银行着眼于分布式账本技术的透明度和可访问性。在监管审查期间，这家托管巨头已投资现货比特币 (BTC) 交易所交易基金和有针对性的加密 ETF 托管。 你可能还喜欢：贝莱德将货币市场基金 BUIDL 扩展至 Solana

如果美国证券交易委员会批准 ETF，XRP 价格预测将上涨 1,500%。Ripple 最终能否达到 27 美元并突破阻力位？ 目录Ripple 的疯狂之旅XRP ETF 终于来了吗？XRP 的成败时刻即将来临XRP price prediction: Could history repeat itself? Ripple’s wild ride Ripple (XRP) has experienced a rollercoaster ride in recent months, capturing the market’s attention with large price swings and major regulatory developments. On Jan. 16, the token surged to a multi-year high of $3.39, fueled by strong market sentiment. However, the rally was short-lived. As of Feb. 17, XRP has pulled back to $2.68, marking a 21% decline from its January peak. It remains approximately 31% below its all-time high of $3.89, which was reached in January 2018. Despite this pullback, XRP remains one of the top-performing assets in the top 100, delivering an impressive 145% return over the past 90 days. This outpaces heavyweights like Ethereum (ETH) and Solana (SOL), both of which have lost value during the same period. Amid these fluctuations, broader market forces are also at play. The election of President Donald Trump introduced a more crypto-friendly atmosphere in the U.S., with the Trump administration’s positive stance on digital assets boosting investor confidence. This, in turn, has contributed to the upward trajectory of crypto assets, including XRP. Additionally, the resignation of SEC Chair Gary Gensler has further fueled optimism, as market participants anticipate a more accommodating regulatory environment under the new SEC leadership of acting chair Mark Uyeda. With a mix of strong price action, regulatory intrigue, and shifting political winds, what can we expect from XRP? Let’s explore this further in our Ripple price prediction. Is the XRP ETF finally coming? Amid ongoing volatility and key developments, XRP has remained in the spotlight. A major turning point came on Feb. 13, when the U.S. Securities and Exchange Commission formally acknowledged a filing from the New York Stock Exchange and Grayscale Investments for a spot XRP exchange-traded fund. The proposal outlines a plan to convert Grayscale’s existing $16.1 million XRP Trust into a fully tradable ETF, with Coinbase Custody Trust Company acting as the custodian and BNY Mellon handling administrative duties. Update: @NYSE & @Grayscale have filed to convert Grayscale's XRP trust into an ETF. The trust currently has ~$16 mln in assets. pic.twitter.com/QAufZoKDkA— James Seyffart (@JSeyff) January 30, 2025 SEC 的承认意味着审查过程已经正式开始，为 240 天内可能的批准或拒绝奠定了基础。 第一个关键截止日期定于 3 月中旬，标志着为期 45 天的审查期的开始。此后，SEC 可能会做出决定或延长审查期限，预计最终决定将于 2025 年 10 月中旬做出。 但 Grayscale 并不是唯一一家推动 XRP ETF 的公司。芝加哥期权交易所也为 Bitwise 的 XRP ETF 提交了 19b-4 申请，其他公司也在争相申请批准。与试图将现有信托转换为 ETF 的 Grayscale 不同，Bitwise 正在推出一只全新的基金。 🚨新消息：@CBOE 刚刚代表@BitwiseInvest 和@CanaryFunds 为他们的 $XRP ETF 提交了 19b-4s。19b-4 表格是发行人提交 S-1 表格后 ETF 审批流程的下一步。19b-4 表格基本上是请求 @SECGov 允许他们上市和交易……pic.twitter.com/vMkoTk6G3P— Eleanor Terrett (@EleanorTerrett) February 6, 2025 Matt Hougan, Bitwise’s Chief Investment Officer, recently discussed the challenges and progress of XRP ETF applications. He noted that while previous filings have seen starts and stops, with some firms withdrawing their applications, the fact that multiple issuers are now refiling suggests that the SEC is at least open to considering these ETFs. Hougan remains cautiously optimistic, pointing out that while approval could take time, the SEC is becoming more willing to engage in discussions about these products.  He also highlighted a key difference between XRP and other commodity-based ETFs like Bitcoin and gold — those assets had regulated futures markets before their ETFs were approved, whereas XRP does not.  Although a futures market is not mandatory for XRP ETFs, it would play a key role in the approval process. What makes these filings particularly striking is the ongoing legal battle between Ripple and the SEC. In December 2020, the SEC sued Ripple, arguing that XRP had been sold as an unregistered security. Ripple scored a partial victory in August 2023 when a federal judge ruled that XRP is not a security when traded on secondary markets. However, regulatory uncertainty still persists, making the ETF approval process for XRP more complex compared to spot Bitcoin (BTC) or Ethereum ETFs. Nate Geraci, president of the ETF Store, pointed out the irony — while the SEC remains in litigation with Ripple, it is simultaneously reviewing an ETF that would hold XRP. Geraci even called it an “enormous message,” suggesting that the SEC’s stance on XRP might be shifting. Shocked more people aren’t talking about SEC accepting XRP ETF filing…They have open litigation w/ Ripple.同时，他们只是承认有争议的ETF持有资产的申请（他们很容易就可以拒绝这份申请）。在我看来，这是一个巨大的信息。— Nate Geraci (@NateGeraci) 2025 年 2 月 14 日 更令人关注的是，彭博 ETF 分析师 James Seyffart 和 Eric Balchunas 估计，到 2025 年底 XRP ETF 获得批准的可能性为 65%。 我们的官方山寨币 ETF 批准概率已经出炉。莱特币以 90% 的概率领先，然后是 Doge，其次是 Solana 和 XRP。我们只针对 33 Act $IBIT 类文件进行审核。但肯定也能看到期货或开曼子公司类型 40 Act 的东西通过。https://t.co/JSaNnifjbu— Eric Balchunas (@EricBalchunas) February 10, 2025 XRP’s make-or-break moment looms XRP is at a make-or-break moment, approaching a resistance level that has defined its fate for years.  Over the past two months, XRP has tested the $3.15 to $3.50 range, a zone that has consistently determined whether XRP breaks into a major rally or gets stuck in consolidation. On Jan. 16, XRP reached a multi-year high of $3.39, but that attempt to push higher ultimately failed. Then, on Feb. 3, XRP plunged 43% to $1.94 as global markets were shaken by Trump’s tariff threats, causing a widespread selloff that led to one of the worst declines in crypto history. Despite the chaos, XRP has since rebounded and is once again nearing the same resistance level, setting the stage for another potential breakout. 除了短期波动之外，更重要的事情正在发生。XRP 自 2018 年以来形成的圆底形态即将完成，这一结构耗时近七年才形成。 XRP 价格图表 | 来源：crypto.news 如果 XRP 达到历史最高价 3.89 美元，该模式将正式完成，标志着长期积累阶段的结束。届时，XRP 将进入价格发现阶段，这意味着将不再有历史阻力位来阻碍它。 现在的问题是，谁将提供最后的推动力。更广泛的市场条件尚未完全支持比特币，因为比特币尚未创下历史新高，流动性仍然集中在少数资产上。 最大的潜在催化剂之一是 ETF 批准。如果 SEC 批准 XRP ETF，机构需求可能会激增，凭借巨大的交易量推动价格突破阻力位。 Another key factor could be strategic adoption — if XRP is included in a financial system reserve or gains a major institutional use case, the surge in demand could propel it into uncharted territory. The third wildcard is the SEC lawsuit appeal. If the appeal is dismissed, legal clarity alone could trigger a wave of buying. Now, all eyes are on whether XRP can finally push through or if history will repeat itself once again. The next attempt to clear $3.50 may prove to be the most significant in its history. XRP price prediction: Could history repeat itself? XRP’s 2017 bull run remains a key reference point, with several indicators suggesting that XRP is now mirroring the setup that led to its parabolic rise.  One of the bullish arguments comes from Egrag Crypto, which points to the Bull Market Support Band (BMSB), a technical indicator used to determine whether an asset is in a bullish or bearish phase. #XRP – Double Digits – 1500% Pump ⛽️:让我们分析一下 #XRP 发生的事情：1 英镑牛市支撑带 (BMSB)：这是我们确定我们是处于 #BullRun 还是 #BearMarket 的关键指标。目前，我们位于 BMSB 上方。我在之前提到过……pic.twitter.com/PNB4OmuCN8— EGRAG CRYPTO (@egragcrypto) 2025 年 2 月 6 日 “目前，我们的仓位位于 BMSB 上方，”他解释道，并指出他曾预测 XRP 将重新回到这一水平，即使当时价格为 3.40 美元。成功重新测试这一支撑位可能表明市场正在为下一步行动积蓄力量。 Egrag 将这一情况与 2017 年的情况进行了比较，当时 XRP 遵循了几乎相同的模式。他指出，当时 XRP 几乎触及 BMSB，随后在短短四周内飙升 1,500%，目标是 Fib 1.618 水平。 Fibonacci levels are widely used in technical analysis to predict price movements, and in 2017, XRP’s breakout followed this exact pattern. If history repeats itself, Egrag suggests a 1,500% surge to $27. Javon Marks takes this further, highlighting how XRP’s recent price action mirrors its 2017 breakout. Prices recently tested the all-time high as resistance, just as they did in 2017 before surging beyond it. Marks’ new second target is at $99, an astonishing 3,900% increase from current levels. $XRP to $99+🪞:The truth is, most of what we have to connect dots with on XRP is its past price performance and man oh man is this breakout and run shaping up extremely similar to 2017.Prices recently met the All Time High, using it as a resistance, just as it did in 2017… https://t.co/gjFsTxYSwG pic.twitter.com/F0wVWE8v0z— JAVON⚡️MARKS (@JavonTM1) February 7, 2025 Beyond Fibonacci extensions, Elliott Wave theory also points to significant potential for XRP. Dark Defender has been tracking XRP’s wave structure since July 2023, when the price was around 40 to 50 cents.  XRP had a 4th Wave on his Intermediate Cycle, which I highlighted in Dark Blue, aiming for $5.85 with the 5th Wave.另一方面，以浅蓝色突出显示的主要周期波仍瞄准 18.22 美元。（非财务建议）我从 7 月 23 日起就一直使用相同的结构……pic.twitter.com/CZXFSRyftb— Dark Defender (@DefendDark) 2025 年 2 月 3 日 根据他的分析，XRP 目前处于中期周期的第 4 波，第 5 波目标为 5.85 美元。他的主要周期波追踪长期走势，表明主要上行目标为 18.22 美元。 “我自 2023 年 7 月以来一直使用相同的结构，我们将其视为北极星，”Dark Defender 解释道，这表明 XRP 一直遵循这种模式。如果他的波浪计数保持不变，XRP 可能即将完成一个主要周期。 However, big breakouts don’t happen in isolation. XRP still faces its biggest resistance zone between $3.15 and $3.50, which requires a major catalyst to break through. For traders looking to take advantage of this setup, risk management is key. Placing stop-loss orders can help minimize losses in case of rejection, and avoiding over-leveraging is crucial, as sudden pullbacks could lead to liquidation. However, nothing in the crypto market is guaranteed. The same indicators that suggest explosive upside potential can also fail under changing market conditions. Trade wisely, manage risk, and never invest more than you can afford to lose. Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.

U.S. stocks were slightly mixed on Wednesday, as chipmakers saw major gains on new deals with Saudi Arabia. Stocks were mixed on Wednesday, with the Dow Jones trading lower by around 0.25% while the S&P 500 remained flat. The tech-heavy Nasdaq rose 0.75%, or 142.58 points, to 19,150. You might also like:Dow, S&P, Nasdaq all open higher as stocks eye gains This performance followed a strong showing earlier in the week, as investors reacted to the pausing of reciprocal tariffs between the U.S. and China. Adding to the positive sentiment, recently released April inflation figures were at their lowest levels since 2021. Chipmakers lead Nasdaq rally Easing trade relations and lower inflation data contributed to bullish sentiment in the markets. Among the best performers were tech stocks, especially chipmakers, which benefited from a recently negotiated deal between U.S. firms and Saudi Arabia. DOW Jones Industrial Average heat map | Source: Tip Ranks Specifically, during an investment forum on Tuesday attended by U.S. President Donald Trump, Saudi Arabia announced billions in deals with chipmakers. Following the news, the world’s largest chipmaker, Nvidia, rose 3.75%, trading at $134.85 per share. You might also like:Dow Jones vs Bitcoin: Which is the better buy in this bull market? Despite the positive sentiment in equities, the dollar index edged lower on Wednesday, down 0.21% to 100.80 points. At the same time, gold posted significant losses of 1.91%, trading at $3,182.22. A divestment from the dollar and gold indicates that investors are chasing bigger returns in the stock markets. Bitcoin (BTC) once again moved in the same direction as gold, down 0.66% to $103,378. Still, the digital gold thesis for Bitcoin is not the only explanation, as crypto prices began rallying days ahead of the stock markets when Bitcoin first broke $100,000. Instead, crypto prices are likely consolidating and cooling off—suggesting that the same may follow for stocks in the near future. Read more:Investors can turn to stocks as Bitcoin nears range top, analysts warn

美国参议院已批准任命霍华德·卢特尼克 (Howard Lutnick) 为第 41 任商务部长，让一位支持加密货币的金融家负责美国的贸易和经济政策。 据报道，参议院于 2 月 18 日星期二以 51 比 45 的投票结果批准了 Lutnick 的任命。纽约时报Cantor Fitzgerald 前首席执行官 Lutnick 一直是比特币（BTC）和 Tether（USDT）的坚定支持者。 卢特尼克此前曾表示，比特币“应该可以在世界各地自由交易”，并将其比作黄金。他在 2024 年比特币大会上为 Tether 的 USDT 储备辩护，称它们完全由黄金、比特币和美国国债支持。 在参议院的确认听证会上，他还反驳了人们对稳定币在非法融资中扮演的角色的担忧。鉴于美国证券交易委员会正在审查以太坊 ETF 质押申请，他的任命可能会影响商务部对数字资产立场的变化。 你可能还喜欢：Ripple 更新：SEC 承认 Grayscale 的 XRP ETF 申请 除了加密货币之外，卢特尼克对特朗普强硬的贸易野心也至关重要。他驳斥了关税导致通货膨胀的说法，称其为“无稽之谈”，并为使用关税作为武器迫使贸易伙伴减少贸易壁垒辩护。 他的立场支持特朗普提高关税以保护美国企业的呼吁。特朗普推动提高关税的做法遭到保守派经济学家的抨击，他们声称关税会增加美国消费者的价格。 Lutnick 离开 Cantor Fitzgerald 是为了遵守联邦道德规范。Cantor 通过为 Tether 提供托管服务，加强了与加密货币行业的联系。他将以商务部长的身份领导一个拥有 50,000 多名员工的部门，负责管理贸易政策、技术出口和经济法规。 加密货币爱好者和特朗普更大的经济目标都可能因他的任命而受益。但他支持关税的立场可能会加剧与美国贸易伙伴的紧张关系，这可能会导致新的贸易谈判。 阅读更多：由于新的加密货币工作组接管，币安与美国证券交易委员会的法律案件被搁置

2025 年 1 月，美国联邦法院裁定，2016 年 Bitfinex 交易所黑客事件中被盗的 119,754 个 BTC 中的 94,643 个必须归还给该交易所，该交易所被认定为该犯罪的唯一受害者。 2022 年，司法部成功控制了与黑客攻击有关的 119,754 个比特币中的 94,643 个，为赔偿铺平了道路。司法部正在努力追回其余被盗的比特币，这些比特币曾被用于洗钱。 在黑客攻击之前，被盗的比特币价值约为 7200 万美元。在价格下跌之后，这些硬币的价值估计为 5800 万美元。截至 2025 年 1 月 19 日，94.6 万 BTC 的价值估计为 90 亿美元。被盗资产的数量超过了当时 Bitfinex 控制的比特币的一半。 目录裁决细节黑客和洗钱背后的人这项裁决有争议吗？ 裁决细节 该裁决可能会引起争议，因为 2016 年在交易所持有资金的每一位 Bitfinex 客户都受到了影响，无论犯罪分子是否清空了他们的钱包，因为未受影响的地址部分被交易所（“唯一的受害者”）本身清空。 阅读更多：美国政府称 Bitfinex 可能是 2016 年黑客攻击的“唯一受害者” 该平台将每笔存款削减 36.06%，并用母公司 iFinex 发行的一定数量的 BFX 代币或恢复权代币进行补偿。这些代币可以兑换成现金或转换为 iFinex 股权。 除了将客户存款削减三分之一背后的道德问题之外，考虑到黑客攻击导致比特币价格大幅下跌，2016 年的赔偿金额也并不公平。 尽管如此，最新裁决为受影响的 Bitfinex 客户留下了一个机会之窗，因为他们可以在 1 月 28 日之前单独索取部分赔偿金。 据法官称，该交易所及其用户都不符合受害者标准；然而，由于认罪协议，自愿赔偿成为可能。 黑客和洗钱背后的人 认罪的幕后推手是伊利亚·利希滕斯坦和他的妻子希瑟·摩根，利希滕斯坦曾制造了一起惊天动地的加密货币黑客事件，而他的妻子则试图与他们一起洗钱。媒体称他们为“比特币邦妮和克莱德”。与现实生活中的邦妮和克莱德相比，利希滕斯坦和摩根比 20 世纪 30 年代在流行文化中永垂不朽的传奇犯罪夫妇更有趣、更有趣。 虽然利希滕斯坦是一位低调的 IT 企业家，并没有引起公众的注意，但摩根则为《Inc.》和《福布斯》撰稿，但最出名的是，在被捕后，她以 Razzlekhan 的艺名成为了一名“比比约克更怪异”的说唱歌手。她于 2025 年 1 月 10 日发布了她的最新视频，这确实为整个情况增添了一丝超现实主义的色彩。 然而，我们不能低估利希滕斯坦的神秘性，也不能低估黑客入侵 Bitfinex 的巧妙方法以及洗白从交易所窃取的资金的方法。利希滕斯坦和摩根的行为成为了 Netflix 纪录片系列的主题，该系列目前正在制作中。 利希滕斯坦和摩根承认参与洗钱，而利希滕斯坦一人承认入侵了 Bitfinex。他被判处 5 年监禁，而他的妻子面临 3 年监禁。2024 年 12 月 19 日，利希滕斯坦在他的 X 账户上发布了监狱视频，视频中他为黑客行为道歉并对自己过去的行为感到后悔。在视频中，伊利亚对这次抢劫负有 100% 的责任，并表示他的妻子对这次黑客行为并不知情。他说他愿意归还所有被盗资金。 我有话要说#FreeRazzlekhan pic.twitter.com/9HIvOxcbgr— Ilya Lichtenstein (@unrealdutch) 2024 年 12 月 19 日 利希滕斯坦和摩根承认参与洗钱，而利希滕斯坦独自承认入侵了 Bitfinex。他被判处 5 年监禁，而他的妻子面临 3 年监禁。2024 年 12 月 19 日，利希滕斯坦在他的 X 账户上发布了监狱视频，视频中他为黑客行为道歉并对自己过去的行为感到后悔。在视频中，伊利亚对这次抢劫负有 100% 的责任，并表示他的妻子对这次黑客行为并不知情。他说他愿意归还所有被盗的钱。 这项裁决有争议吗？ 有几种方法可以观察这一情况并判断该裁决对加密社区来说是胜利还是失败。 那些认为美国不应该出售任何比特币的人无法为这项裁决喝彩，因为根据这项裁决，司法部持有的资金将被转交给一家总部位于台湾和英属维尔京群岛的公司。然而，如果政府选择积累一百万比特币，94,643 比特币不会对实现这一目标造成重大损害。无论如何，这不是一个好消息。 也应该以同样的方式回报用户，因为他们都因为这次黑客攻击而损失了头发。— Mike (@immortalbitcoin) 2025 年 1 月 15 日 那些认为被盗资金应该返还给受影响客户的人几乎不认为这项裁决是合理的。要求分割赔偿金的时间范围（截止 1 月 28 日）似乎很苛刻。总而言之，能有这样的机会真是太好了。 最后，那些希望 Bitfinex 拥有这些代币而不是司法部的人可以庆祝一下，因为这些代币将从政府释放回 Bitfinex，受影响的一方将获得他们余额中的大部分资金。这些钱很可能会再次进入市场。希望这将改善客户资金追回的交易机会。 你可能还喜欢：USG 称 Bitfinex 应获得 2016 年黑客攻击中缴获的 95,000 比特币 最后，那些希望 Bitfinex 拥有这些代币而不是司法部的人可以庆祝了，因为这些代币将从政府释放回 Bitfinex，受影响的一方将获得他们余额中的大部分资金。这些钱很可能会再次进入市场。希望这将提高交易所追回客户资金的机会。