Robinhood 计划于 2025 年底在新加坡推出加密货币产品

XRP continues to face bearish pressure as short positions dominate the derivatives market.  According to Coinglass data, the long/short ratio for Ripple (XRP) is 0.9205, meaning that more traders are betting on a decline than a rally. For almost two weeks, this ratio has remained below 1, indicating that bearish sentiment has taken over.  Even though open interest has dropped by 1.92%, derivatives volume jumped 35% to $3.28 billion. This tells us traders are still active, but mostly on the short side, expecting a move down. On the technical front, XRP is trading at $2.14, just above a crucial support level of $2.05. If that level is broken, there may be more severe short-term declines. The relative strength index is neutral at 47 but is progressively declining. Since it is not yet oversold, there is still room for a further decline. XRP price chart | Source: crypto.news The moving average convergence divergence recently turned negative, suggesting that their downside momentum may be building. At 11, the average directional index, which gauges trend strength, is extremely low, indicating that there is currently only choppy sideways action rather than a strong trend. The majority of short- and medium-term moving averages are also flashing sell signals. You might also like:XRP unlikely to hit $3 in May, but analysts still see it and this new rival at $10 by 2026 A big move might be on the horizon, as shown by the narrowing of the Bollinger Bands. The squeeze, however, occurs at the same time that XRP is testing support, which might suggest that a decline rather than a bounce is more likely.  While short-term setup is bearish, XRP’s fundamentals are still solid. A major regulatory burden was recently lifted as Ripple resolved its legal dispute with the Securities and Exchange Commission. Additionally, there is increasing interest in a possible spot XRP exchange-traded fund, which Bloomberg analysts predict will be approved by the end of 2025 with an 85% chance. ETF approvals could increase institutional demand and drive up prices considerably. Meanwhile, Ripple’s $4-5 billion offer to purchase stablecoin issuer Circle, although unsuccessful, shows the company’s ambitious growth goals.  Macroeconomic challenges still exist though. Risk sentiment is being distorted by President Trump’s tariff policies and sticky inflation. The Federal Reserve’s May 7 interest rate decision and May 13 CPI data are also drawing attention the focus of attention because they have the potential to impact the movements of cryptocurrency assets, including XRP. If XRP loses $2.05, it could fall toward $1.98–$2.00, where the 200-day support sits. Still, the bulls aren’t out. If XRP can bounce from this range and break back above $2.20, it might flip momentum back in its favor. But right now, the odds don’t support that move. Read more:New XRP ETF reaches $67m AUM as price outperforms Ripple

3 月 7 日，白宫加密货币峰会将汇集加密货币行业领袖和监管机构，许多人认为，此晚的峰会将进一步揭示特朗普总统在美国加密货币方面的计划。以下是您需要了解的内容。 据 FOX 商业新闻记者 Eleanor Terrett 称，此次峰会将在白宫举办圆桌会议，约有 20 至 25 人参加。据内部人士透露，白宫加密货币峰会的嘉宾名单将比预期的要少，但包括加密货币行业的主要领导者和相关政府机构的监管者。消息人士称，与会者将通过电子邮件收到白宫的正式邀请。 特朗普总统将于 3 月 7 日星期五主持首届白宫加密货币峰会。与会者将包括加密货币行业的知名创始人、首席执行官和投资者。期待在那里见到大家！pic.twitter.com/PEynzDuAOt— David Sacks (@davidsacks47) 2025 年 3 月 1 日 本月早些时候，人工智能和加密货币沙皇大卫萨克斯在他的 X 账户上分享了这一消息，称白宫正准备在 3 月 7 日主办首届以加密货币为重点的峰会。 “与会者将包括加密货币行业的知名创始人、首席执行官和投资者。期待在那里见到大家！”萨克斯在他的帖子中说道。 由于与会人员名单有限，Terret 表示，会议结束后将举行一个“更大规模的、仅限受邀者参加的招待会”，为那些未被邀请参加小型圆桌会议但仍被认为与美国加密领域发展相关的人士提供服务。 特雷特在她的帖子中说道：“这一切都是实时发生的，计划还没有 100% 确定，所以情况可能会发生变化，但这就是我现在听到的。” 白宫多位官员也已确认将出席，其中包括总统数字资产委员会执行董事 Bo Hines、人工智能和加密货币专家 David Sacks、SEC 主席 Mark Uyeda 和 CFTC 主席 Caroline Pham。与此同时，商务部长 Howard Lutnick、财政部长 Scott Bessent 和司法部长 Pam Bondi 尚未确认出席白宫加密货币峰会。 你可能还喜欢：据报道，CFTC 和 SEC 工作人员正在就数字资产进行谈判 目前，来自 Strategy、Gemini、Coinbase、Robinhood、Ripple (XRP) 和 Crypto.com 等大型公司的约 15 位加密行业领导者已确认将参加白宫加密峰会。 另一方面，加密货币记者 Laura Shin 称，有消息称 Cardano (ADA) 创始人 Charles Hoskinson 尚未被邀请参加峰会。不仅如此，Solana (SOL) 创始人 Anatoly Yakovenko 也没有确认出席。 以下是我们目前对即将召开的白宫加密峰会的了解。 谁将参加白宫加密峰会，谁不会参加？ 据埃莉诺·特雷特 (Eleanor Terrett) 介绍，与会者名单将包括加密行业的知名人物，其中包括 Strategy 主席迈克尔·塞勒 (Michael Saylor)、Paradigm 联合创始人马特·黄 (Matt Huang)、Exodus 首席执行官 J.P Richardson、Robinhood 首席执行官弗拉德·特涅夫 (Vlad Tenev) 以及 Gemini 联合创始人泰勒·文克莱沃斯 (Tyler Winklevoss) 和卡梅隆·文克莱沃斯 (Cameron Winklevoss)。 据报道，白宫加密货币峰会还将邀请 Coinbase (BASE) 首席执行官 Brian Armstrong、Kraken 首席执行官 Arjun Sethi、比特币杂志 David Bailey、Chainlink 联合创始人 Sergey Nazarov、Crypto.com 首席执行官 Kris Marszalek、Multicoin Capital 执行合伙人 Kyle Samani 和 World Liberty Financial 联合创始人 Zach Witkoff 等行业主要参与者。 在 Sacks 发布有关峰会的帖子后不久，Ripple 首席执行官 Brad Garlinghouse 是第一批确认出席峰会的人物之一。 “I will certainly continue to champion this while in Washington at the end of this week,” Garlinghouse had written in his March 2 post. You might also like:Ripple CEO regrets not ‘leaning in’ to introducing crypto earlier amidst SEC case 据 Unchained 报道，内部消息人士称，正是 Garlinghouse 说服特朗普总统将 Solana 纳入加密储备，以使 XRP 纳入储备“看起来更合法”。 当被问及这一传言时，Ripple 的发言人既没有证实也没有否认。相反，他提到了 Garlinghouse 之前的帖子，该帖子赞扬了特朗普的加密愿景，并强调了加密公司之间的合作对于实现行业目标的重要性。 不过截至发稿时，Solana 创始人 Anatoly Yakovenko 尚未正式确认出席峰会。其他出席情况尚不清楚的加密货币领军人物包括 ARK Invest 首席执行官 Cathie Wood、以太坊 (ETH) 联合创始人 Vitalik Buterin 和 Andreessen Horowitz 联合创始人 Marc Andreessen。 稳定币公司领导者 Tether (USDT) 首席执行官 Paolo Ardoino 和 Circle (USDC) 首席执行官 Jeremy Allaire 也对白宫加密货币峰会保持沉默，尽管稳定币是近几个月来美国加密货币相关政策的主要元素。 此外，据 Unchained 报道，白宫消息人士称，Cardano 创始人 Charles Hoskinson 将不会被邀请参加白宫加密货币峰会。许多交易员发现这很奇怪，因为 ADA 是特朗普在美国加密货币储备计划中列出的代币之一。Hoskinson 在其账户上发布的视频中表示，直到公告发布，他最初才知道 ADA 被纳入特朗普的加密货币储备。 白宫将讨论什么加密货币峰会？ 即将举行的白宫加密货币峰会将成为政策制定者和行业专家齐聚一堂讨论加密货币监管和美国加密货币储备未来的论坛。然而，虽然这次峰会具有象征意义，但它可能不会带来即时的政策变化或重大的市场转变。 据 crypto.news 此前报道，商务部长 Howard Lutnick 暗示，特朗普将在 3 月 7 日的白宫加密货币峰会上进一步谈论如何执行比特币战略储备。 Moreover, the highly-anticipated White House Crypto Summit is expected to provide clarity on the Trump administration’s regulatory plans regarding the advancement of cryptocurrency in the U.S., which could further influence the wider global landscape. Read more:据报道，特朗普将在白宫加密货币峰会上宣布比特币储备战略

日本投资公司 Metaplanet 向 EVO FUND 发行了另一组 0% 普通债券，价值 1335 万美元，旨在购买更多比特币。 根据最近的通知，这家总部位于东京的投资公司将根据公司董事会会议的决定向 EVO FUND 发行 20 亿日元。这是这家日本公司第九次发行普通债券。 3 月 18 日的监管文件中称，普通债券发行所得资金将用于购买更多比特币 (BTC)。这一决定符合该公司作为亚洲最大的企业比特币持有者之一不断增加 BTC 持有量的持续战略。 该债券不计利息，可在 9 月 17 日全额赎回，每 100 日元债券面值可赎回 100 日元。但是，EVO FUND 有权在赎回日之前赎回债券，但必须在赎回日前至少一个工作日向 Metaplanet 提供书面通知。可以提前赎回全部或部分未偿还债券。 你可能还喜欢：Metaplanet 发行 1360 万美元普通债券购买更多比特币 赎回债券所需的资金将来自 Metaplanet 预计将行使的第 14 至 17 系列股票收购权的收益。 此次债券发行将全部分配给 EVO FUND，债券不附带任何担保或抵押品。据 Google Finance 称，尽管发行了债券，但 Metaplanet 的股价仍下跌近 0.5%，至 4,030 日元。 此前，Metaplanet 于 2 月 27 日还向 EVO FUND 发行了金额同样为 20 亿日元的普通债券，当时价值 1360 万美元。该投资公司宣称，这笔资金将用于购买更多比特币。 自 2024 年 4 月以来，Metaplanet 在启动自己的比特币财务运营后，一直在逐步收购更多 BTC。最近一次是在 3 月 12 日，该公司购买了 162 BTC，使其总持有量达到 3,050 BTC，按当前市场价格计算，相当于超过 2.51 亿美元。 阅读更多：专注于比特币的 Metaplanet 总持有量突破 3000 BTC

Tracy Jin from MEXC predicts that $1 billion in stablecoin inflows could boost Bitcoin’s price by 8-10 percent. Bitcoin (BTC) is increasingly benefiting from stablecoin-driven liquidity growth. On Wednesday, April 30, Tracy Jin, COO of crypto exchange MEXC, shared her insights with crypto.news on the growing role of stablecoins in the Bitcoin ecosystem. “Fiat inflows converted into Tether and Circle are steadily flowing into Bitcoin, and that remains the primary driver behind its price growth this year. Right now, every additional billion in stablecoins tends to push Bitcoin up by 8 to 10 percent,” Tracy Jin of MEXC. You might also like:Analyst suggests declines in US Dollar Index are positive for BTC price, predicts all-time high by May Jin explained that despite macroeconomic uncertainty, demand for stablecoins remains high. The total stablecoin market capitalization has grown by over $38 billion year-to-date and is expected to continue rising. This added liquidity, in turn, supports increased demand for Bitcoin. “Despite the recent volatile market landscape, stablecoin demand has remained resilient, growing over $38 billion year-to-date. Stablecoins now account for 1% of the global M2 USD money supply, processing over $33T in volume in the last year, including $2.8T in the last month alone.” Stablecoins could be worth $2 trillion by 2026 One of the key drivers of this growth is the role stablecoins play in bridging traditional financial markets and the crypto ecosystem. They are particularly vital for crypto investors, especially during periods of heightened volatility. According to Jin, this utility could help propel the stablecoin market cap to over $2 trillion by 2026. You might also like:Stablecoins can hold central banks fiscally accountable | Opinion “With many sovereign banks and corporations exploring stablecoin issuance, particularly in other fiat currencies, and governments prioritizing regulation clarity, the stablecoin market cap could exceed $2 trillion by 2026 as they continue to drive the evolution of financial services, serving as a hedge against volatility and a launchpad for broader capital deployment,” Tracy Jin of MEXC. This would represent a 200% increase from its current level of $241 billion. For Bitcoin, this translates into a significant boost in available liquidity, likely placing upward pressure on its price. Read more:Santiment flags retail FOMO surge after Bitcoin tops $94K. Is a BTC price correction incoming?

美国家庭债务刚刚达到 18 万亿美元，抵押贷款利率惨不忍睹，比特币的供应紧缩正在加剧。旧的致富之路正在崩塌吗？ 目录房地产正在快速放缓从稀缺对冲到流动性陷阱房屋太多，硬币太少翻盘不是要来，而是已经到来 房地产正在快速放缓 多年来，房地产一直是积累财富最可靠的方式之一。房屋价值通常会随着时间的推移而上涨，而房产所有权长期以来一直被认为是一项安全的投资。 但目前，房地产市场正显示出多年来未曾有过的放缓迹象。房屋在市场上停留的时间更长。卖家正在降价。买家正苦苦挣扎于高昂的抵押贷款利率。 根据最近的数据，目前平均房屋售价比要价低 1.8%——这是近两年来最大的折扣。与此同时，出售一套普通房屋所需的时间已延长至 56 天，这是五年来最长的等待时间。 突发消息：目前美国房屋的平均售价比要价低 1.8%，为两年来的最大折扣。这也是2019年以来最低的读数之一。目前，一套普通房屋平均需要约 56 天才能售出，这是 5 年来最长的售出时间……pic.twitter.com/DhULLgTPoL— Kobeissi 的来信 (@KobeissiLetter) 2025 年 2 月 17 日 在佛罗里达州，销售放缓更为明显。在迈阿密和劳德代尔堡等城市，超过 60% 的房屋已滞销两个多月。该州一些房屋的售价比挂牌价低 5% 之多，是全国最大的折扣。 与此同时，对于寻求稀缺、有价值资产的投资者来说，比特币（BTC）正成为一种越来越有吸引力的替代品。 BTC price chart | Source: crypto.news BTC 最近创下了 109,114 美元的历史新高，随后于 2 月 19 日回落至 95,850 美元。即使有所下跌，在机构需求激增的推动下，BTC 在过去一年中仍上涨了 83% 以上。 那么，随着房地产越来越难出售，持有成本越来越高，比特币能否成为最终的价值存储手段呢？让我们来一探究竟。 从稀缺对冲到流动性陷阱 受高抵押贷款利率、房价上涨和流动性下降的影响，房地产市场正在急剧放缓。 30 年期平均抵押贷款利率仍然高达 6.96%，与疫情前常见的 3%-5% 利率形成鲜明对比。 U.S. mortgages rates | Source: Mortgage News Daily Meanwhile, the median U.S. home-sale price has risen 4% year-over-year, but this increase hasn’t translated into a stronger market—affordability pressures have kept demand subdued. Several key trends highlight this shift: The median time for a home to go under contract has jumped to 34 days, a sharp increase from previous years, signaling a cooling market. A full 54.6% of homes are now selling below their list price, a level not seen in years, while just 26.5% are selling above. Sellers are increasingly forced to adjust their expectations as buyers gain more leverage. 房屋售价与挂牌价的中位数比率已降至 0.990，反映出买家谈判能力增强，而卖家实力下降。 但并非所有房屋都受到同等影响。位于黄金地段且可立即入住的房产继续吸引买家，而位于较不理想地段或需要装修的房产则面临大幅折扣。 但随着借贷成本的飙升，房地产市场的流动性已大大降低。许多潜在的卖家不愿放弃他们的低固定利率抵押贷款，而买家则难以承受更高的月供。 缺乏流动性是一个根本性的弱点。与可以全天候交易且几乎即时执行的比特币不同，房地产交易速度慢、成本高，而且通常需要数月才能完成。 随着经济不确定性的持续以及资本寻求更有效的价值存储，房地产的进入壁垒和低迷的流动性正在成为主要劣势。 Too many homes, too few coins While the housing market struggles with rising inventory and weakening liquidity, Bitcoin is experiencing the opposite — a supply squeeze that is fueling institutional demand. Unlike real estate, which is influenced by debt cycles, market conditions, and ongoing development that expands supply, Bitcoin’s total supply is permanently capped at 21 million.  比特币的绝对稀缺性现在正与不断增长的需求（尤其是来自机构投资者的需求）发生冲突，从而加强了比特币作为长期价值存储手段的地位。 2024 年初现货比特币 ETF 的批准引发了大规模机构资金流入，极大地改变了供需平衡。 自推出以来，这些 ETF 已吸引了超过 400 亿美元的净流入，其中贝莱德、Grayscale 和富达等金融巨头控制着大部分持股。 需求激增以前所未有的速度吸收了比特币，ETF 每日购买量从 1,000 到 3,000 BTC 不等——远远超过每天开采的约 500 个新币。这种不断增长的供应缺口导致比特币在公开市场上越来越稀缺。 比特币新供应量 | 来源：CryptoQuant At the same time, Bitcoin exchange reserves have dropped to 2.5 million BTC, the lowest level in three years. More investors are withdrawing their holdings from exchanges, signaling strong conviction in Bitcoin’s long-term potential rather than treating it as a short-term trade. Bitcoin exchange reserve balance | Source: CryptoQuant Further reinforcing this trend, long-term holders continue to dominate supply. As of December 2023, 71% of all Bitcoin had remained untouched for over a year, highlighting deep investor commitment.  比特币 1+ 年 HODLER 数据 |来源：Bitcoin Magazine Pro 虽然截至 2 月 18 日这一数字已略微下降至 62%，但总体趋势表明，随着时间的推移，比特币将成为一种越来越紧密的资产。 翻盘不是要来，而是已经到来 截至 2025 年 1 月，美国房屋售价中值为 350,667 美元，抵押贷款利率徘徊在 7% 左右。这些因素导致每月抵押贷款还款额创下历史新高，使得年轻一代越来越难以拥有自己的房子。 从这个角度来看： A 20% down payment on a median-priced home now exceeds $70,000—a figure that, in many cities, surpasses the total home price of previous decades. First-time homebuyers now represent just 24% of total buyers, a historic low compared to the long-term average of 40%–50%. Total U.S. household debt has surged to $18.04 trillion, with mortgage balances accounting for 70% of the total—reflecting the growing financial burden of homeownership. Meanwhile, Bitcoin has outperformed real estate over the past decade, boasting a compound annual growth rate (CAGR) of 102.36% since 2011—compared to housing’s 5.5% CAGR over the same period. But beyond returns, a deeper generational shift is unfolding. Millennials and Gen Z, raised in a digital-first world, see traditional financial systems as slow, rigid, and outdated.  拥有像比特币这样的去中心化、无边界资产的想法比被捆绑在不可预测的房产税、保险费和维护费用中的 30 年期抵押贷款更有吸引力。 调查显示，年轻投资者越来越看重财务灵活性和流动性，而不是房屋所有权。许多人更喜欢租房并保持资产流动性，而不是承担房地产的非流动性。 比特币的可移植性、全天候交易和抗审查性与这种心态完全一致。 这是否意味着房地产正在变得过时？并不完全如此。它仍然是一种对冲通胀的工具，也是高需求地区的宝贵资产。 但房地产市场的低效性——加上比特币日益增长的机构认可度——正在重塑投资偏好。历史上第一次，数字资产作为长期价值存储手段与实体房地产直接竞争。 The question is no longer whether Bitcoin is an alternative to real estate — it’s how quickly investors will adjust to this new reality.