联合国开发计划署希望在 2025 年探索加密货币对人类发展的潜力

联合国开发计划署的一名官员透露，该组织希望探索如何利用加密货币促进人类发展，同时最大限度地降低其金融风险。

联合国助理秘书长兼联合国开发计划署亚洲及太平洋区域主任坎尼·维格纳拉贾在联合国开发计划署官方网站上发表了一篇博文，呼吁开展更多探索性研究，探讨加密货币如何造福人类和经济发展，特别是在没有银行账户的地区。

“It is crucial that we explore how the fast-evolving potential of cryptocurrencies, central bank digital currencies (CBDCs), and stablecoins might have a positive impact on human development,” said Wignaraja.

In her post, the UN official acknowledges the enormous economic value that alternative investment assets like Bitcoin (BTC) and Ethereum (ETH) hold. She mentioned that in December, BTC and ETH gained a market value of $3.9 trillion.

“Imagine channeling even a fraction of that [market value] towards education, health, skills building, and jobs,” said Wignaraja.

尽管她认为加密货币有很多好处，比如即时跨境转账，并且可以帮助没有银行账户和银行账户不足的社区在经济动荡中保障他们的生计，但 Wignaraja 仍然对加密货币市场的高度波动性及其易受犯罪活动的干扰感到担忧。

因此，她呼吁采取监管措施，减轻与加密相关的风险，同时利用加密推动人类发展。

她表示：“这可能需要一个非传统的监管框架，允许加密货币在不损害金融稳定的情况下为人类发展做出积极贡献。”

在博客文章中，维格纳拉贾还强调了中国、印度、印度尼西亚、泰国、新加坡、日本和韩国等主要亚洲国家的 CBDC 的发展情况，以及它们如何潜在地提高问责制并减少腐败。

Not only that, she also said in the case of stablecoins, the organization must start exploring analytics and good practices to determine whether stablecoins can be safely used to enhance financial resilience in recovering communities.

Moreover, she proposed that the UNDP begin testing crypto funds under strict safeguards to evaluate their impact, adding that the organization is already working towards expanding blockchain and decentralized technology to help in tracking funds and reducing corruption.

In November 2024, the UNDP launched a blockchain education academy in collaboration with the Algorand Foundation to equipd 24,000 UN personnel worldwide with the skills necessary to understand blockchain technology.