从牢房到区块链：Bitford Digital 首席执行官 Jill Ford 利用比特币撼动 TradFi

UK regulators plan to ban retail investors from buying crypto assets with debt, citing financial risk and volatility. The UK is introducing sweeping rules for crypto, including a ban on buying these risky assets with debt. On Friday, May 2, the UK’s Financial Conduct Authority published a new document proposing new rules for crypto assets. The ban would include purchases made with credit cards, e-money, and any other form of debt. According to the regulators, the goal is to protect consumers in the event that these volatile assets decline in value. In addition, retail investors will be barred from engaging with certain crypto lending platforms, which the regulator deems high-risk. You might also like:U.S. House hearing reignites crypto regulation push, hopes for clarity ‘this year’ At the same time, the regulator outlined new rules for crypto platforms. For one, crypto companies would be required to establish a legal entity in the UK and fall under UK regulatory oversight. Specifically, the regulations would mandate transparent pricing and the segregation of platform assets from those of users. Moreover, the proposed regulation would ban payment for order flow, citing the potential for misuse. The practice refers to brokers directing their clients’ orders to selected market makers, potentially creating conflicts of interest. UK is ‘open for business’: FCA director David Geale, FCA executive director of payments and digital finance, stated that these regulations aim to provide investor protections. However, he dismissed claims that the country was cracking down on the crypto industry. “Crypto is an area of potential growth for the UK but it has to be done right. To do that we have to provide an appropriate level of protection,” David Geale, FCA. You might also like:A way out or a way around? Rethinking A16z’s crypto regulation Proposal He compared crypto with other high-risk assets and noted that, in many cases, crypto regulations offer even less protection. However, he emphasized that the country is welcoming toward crypto trading and innovation. “I would in some ways compare this to any other high-risk investments, which if anything often have less protections . . . We are open for business” You might also like:‘Massive year for crypto in the U.K.’: London unveils sweeping crypto rules, eyes regulatory ties with USA

比特币继续成为人们关注的焦点，专业资本管理公司创始人兼首席执行官安东尼·庞普里亚诺 (Anthony Pompliano) 在最近接受 CNBC 采访时概述了对加密货币的长期乐观愿景。 比特币 (BTC) 价格近期跌至 76,000 美元，目前徘徊在 85,000 美元左右，Pompliano 对比特币在全球金融格局中的地位进行了评估，将其与黄金进行了比较，并暗示了未来机构和政府的主要发展。 2025年伊始，比特币下跌约10%，而黄金则上涨20%。但庞普利亚诺很快指出了一个关键趋势：一年内，两种资产均上涨了约35%。他指出，这种背离并不罕见。 “黄金通常会引领这些上涨行情，但没人真正知道为什么会这样，”庞普利亚诺说道。“我的猜测是，很多央行和机构投资者要么没有获得批准购买比特币，要么不习惯在这种地缘政治不确定的时刻涌入比特币。然而，我们观察到，当黄金价格上涨时，央行和机构投资者往往会在地缘政治不确定时期青睐黄金。” 他补充说，通常当黄金价格在 100 天左右上涨时，比特币不仅会“赶上”，而且“由于波动性更高，往往会上涨得更猛烈”。 您可能还喜欢：投资者考虑下一步关税举措，股市和加密货币有望上涨 ETF 和主权财富基金买入 最显著的变化之一是投资者如何投资比特币。庞普利亚诺指出，现货比特币ETF的使用日益增多，不仅是散户投资者，主权财富基金也纷纷加入。 庞普利亚诺强调了一家未公开的主权基金最近披露的一项被忽视的信息，即通过ETF投资比特币。这表明，机构投资者“希望获得价格敞口，但又不想面临自主托管带来的监管和地缘政治风险”。 美国正在准备战略比特币储备吗？ 庞普利亚诺讨论了最近与总统数字资产顾问委员会执行董事博·海因斯（Bo Hines）对话的细节。要点是什么？据报道，美国政府不仅对持有被没收的比特币感兴趣，还可能积极寻求收购更多比特币。 “他们会尽可能多地购买比特币，”庞普利亚诺说。 虽然购买比特币的方式仍在争论中，无论是通过出售重估黄金还是利用关税收入，但他证实，一个跨部门工作组正在积极探索最佳途径。如果最终确定，这一举措可能为围绕比特币的全新地缘政治布局奠定基础。正如庞普利亚诺所说：“其他国家可能通过挖矿获取比特币；而美国可能会直接购买。” 您可能还喜欢：关键美元数据达到 2006 年水平：这会提振比特币和山寨币吗？

由于需求和期货未平仓合约增加，Cosmos 价格连续五天上涨，达到 3 月 3 日以来的最高水平。 周六，Cosmos（ATOM）跃升至 4.45 美元的高位，为 3 月 4 日以来的最高水平，比今年的最低水平高出 32%。 反弹发生在比特币（BTC）和其他山寨币反弹之际。比特币上涨至 84,000 美元，而以太坊（ETH）、瑞波币（XRP）和卡尔达诺（ADA）周六上涨超过 1.45％。 在跌至关键支撑位后，投资者趁低买入，Cosmos 价格也出现上涨。据 CoinMarketCap 称，其 24 小时交易量升至 1.53 亿美元以上。 同样，期货未平仓合约升至 9300 万美元，为 2021 年 2 月以来的最高水平。未平仓合约是一个衡量期货生态系统中未完成的看跌和看涨期权订单量的数字。在大多数情况下，当未平仓合约上升时，加密货币就会开始反弹。 Cosmos 未平仓合约 | 来源：CoinGlass 首先，Cosmos 率先提出了区块链互联网的概念，它由相互连接且独立的区块链组成，这些区块链可以无缝协作。该生态系统的一些关键参与者是 Osmosis、Celestia、THORChain 和 Cronos 等网络。 你可能还喜欢：柴犬价格可能很快飙升 60% 的 3 个原因 Cosmos 价格分析 ATOM 价格图表 | 来源：crypto.news ATOM 价格反弹也出于技术原因。日线图显示，本周该代币跌至 3.4123 美元的低点。这是一个重要的水平，因为它与去年 9 月的最低波动相吻合——这表明它已经形成了一个大的双底形态，其颈线位于 12 月的高点 12.2 美元。 Cosmos price also formed a falling wedge chart pattern, which is made up of two descending and converging trendlines. A bullish breakout usually happens when the two lines are nearing their convergence. There are signs that the token is forming a bullish divergence pattern. The Percentage Price Oscillator (PPO) has risen gradually after bottoming at minus 9.95 earlier this month. 此外，相对强弱指数 (RSI) 已略微高于连接去年 12 月 13 日以来最高波动的下降趋势线。 因此，下跌楔形和双底形态的组合表明该货币将反弹，可能反弹至阻力位 5.8783 美元，即去年 12 月 20 日的最低波动水平。 这一目标比当前水平高出约 32%。跌破本月低点 3.4 美元将使看涨观点失效。 阅读更多：这就是为什么 XRP、LINK、BONK、Jasmy 等山寨币价格上涨的原因

如果美国证券交易委员会批准 ETF，XRP 价格预测将上涨 1,500%。Ripple 最终能否达到 27 美元并突破阻力位？ 目录Ripple 的疯狂之旅XRP ETF 终于来了吗？XRP 的成败时刻即将来临XRP price prediction: Could history repeat itself? Ripple 的疯狂之旅 近几个月来，Ripple（XRP）经历了过山车式的波动，其巨大的价格波动和重大的监管发展吸引了市场的关注。 1 月 16 日，受强劲的市场情绪推动，该代币飙升至 3.39 美元的多年高点。然而，这波涨势是短暂的。 截至 2 月 17 日，XRP 已回落至 2.68 美元，较 1 月份的高点下跌 21%。目前仍比 2018 年 1 月创下的 3.89 美元的历史高点低约 31%。 尽管有所回调，XRP 仍然是前 100 名中表现最好的资产之一，在过去 90 天内实现了令人印象深刻的 145% 的回报率。这一回报率超过了以太坊 (ETH) 和 Solana (SOL) 等重量级货币，这两款货币在同一时期都贬值了。 Amid these fluctuations, broader market forces are also at play. The election of President Donald Trump introduced a more crypto-friendly atmosphere in the U.S., with the Trump administration’s positive stance on digital assets boosting investor confidence. This, in turn, has contributed to the upward trajectory of crypto assets, including XRP. Additionally, the resignation of SEC Chair Gary Gensler has further fueled optimism, as market participants anticipate a more accommodating regulatory environment under the new SEC leadership of acting chair Mark Uyeda. With a mix of strong price action, regulatory intrigue, and shifting political winds, what can we expect from XRP? Let’s explore this further in our Ripple price prediction. XRP ETF 终于来了吗？ 在持续的波动和关键发展中，XRP 一直备受关注。 2 月 13 日出现了一个重大转折点，当天美国证券交易委员会正式承认了纽约证券交易所和 Grayscale Investments 提交的现货 XRP 交易所交易基金申请。 该提案概述了将 Grayscale 现有的 1610 万美元 XRP 信托转换为完全可交易的 ETF 的计划，其中 Coinbase Custody Trust Company 担任托管人，纽约梅隆银行负责行政职责。 更新：@NYSE 和 @Grayscale 已申请将 Grayscale 的 XRP 信托转换为 ETF。该信托目前拥有约 1600 万美元的资产。pic.twitter.com/QAufZoKDkA— James Seyffart (@JSeyff) January 30, 2025 The SEC’s acknowledgement means that the review process has officially begun, setting the stage for a potential approval or rejection within a 240-day window.  The first key deadline is set for mid-March, marking the start of a 45-day review period. After that, the SEC may either make a decision or extend the timeline, with a final decision expected by mid-October 2025. But Grayscale isn’t the only firm pushing for an XRP ETF. The Chicago Board Options Exchange has also filed a 19b-4 application for Bitwise’s XRP ETF, with other firms also vying for approval. Unlike Grayscale, which seeks to convert an existing trust into an ETF, Bitwise is launching a completely new fund. 🚨NEW: The @CBOE has just filed the 19b-4s on behalf of @BitwiseInvest and @CanaryFunds for their $XRP ETFs.The 19b-4 forms are the next step in the ETF approval process after issuers file their S-1s. The 19b-4s basically ask the @SECGov to allow them to list and trade the… pic.twitter.com/vMkoTk6G3P— Eleanor Terrett (@EleanorTerrett) February 6, 2025 Matt Hougan, Bitwise’s Chief Investment Officer, recently discussed the challenges and progress of XRP ETF applications. He noted that while previous filings have seen starts and stops, with some firms withdrawing their applications, the fact that multiple issuers are now refiling suggests that the SEC is at least open to considering these ETFs. Hougan remains cautiously optimistic, pointing out that while approval could take time, the SEC is becoming more willing to engage in discussions about these products.  He also highlighted a key difference between XRP and other commodity-based ETFs like Bitcoin and gold — those assets had regulated futures markets before their ETFs were approved, whereas XRP does not.  Although a futures market is not mandatory for XRP ETFs, it would play a key role in the approval process. 这些文件之所以格外引人注目，是因为 Ripple 和 SEC 之间正在进行的法律纠纷。2020 年 12 月，SEC 起诉 Ripple，称 XRP 被作为未注册证券出售。 2023 年 8 月，一名联邦法官裁定 XRP 在二级市场交易时不属于证券，Ripple 取得了部分胜利。然而，监管不确定性仍然存在，这使得 XRP 的 ETF 审批流程与现货比特币 (BTC) 或以太坊 ETF 相比更加复杂。 ETF Store 总裁 Nate Geraci 指出了其中的讽刺之处——SEC 一边与 Ripple 打官司，一边又在审查一只将持有 XRP 的 ETF。Geraci 甚至称这是“重大信号”，暗示 SEC 对 XRP 的立场可能正在转变。 令人震惊的是，没有更多人谈论 SEC 接受 XRP ETF 申请……他们与 Ripple 之间存在公开诉讼。Meanwhile, they just acknowledged filing of ETF holding asset in dispute (they easily could have rejected this filing).Enormous message IMO.— Nate Geraci (@NateGeraci) February 14, 2025 Adding to the growing buzz, Bloomberg ETF analysts James Seyffart and Eric Balchunas have estimated a 65% probability of XRP ETF approval by the end of 2025. Our official alt coin ETF approval odds are out. Litecoin leads w 90% chance, then Doge, followed by Solana and XRP. We are only doing for 33 Act $IBIT-esque filings. But def poss to see futures or Cayman-subsidiary type 40 Act stuff get through as well. https://t.co/JSaNnifjbu— Eric Balchunas (@EricBalchunas) February 10, 2025 XRP’s make-or-break moment looms XRP is at a make-or-break moment, approaching a resistance level that has defined its fate for years.  Over the past two months, XRP has tested the $3.15 to $3.50 range, a zone that has consistently determined whether XRP breaks into a major rally or gets stuck in consolidation. 1 月 16 日，XRP 创下 3.39 美元的多年高点，但这一上涨尝试最终失败。随后，2 月 3 日，由于特朗普的关税威胁震动了全球市场，XRP 暴跌 43% 至 1.94 美元，引发了大规模抛售，并导致了加密货币历史上最严重的跌幅之一。 尽管出现了混乱，但 XRP 随后出现反弹，并再次接近同一阻力位，为另一次潜在的突破奠定了基础。 除了短期波动之外，更重要的事情正在发生。XRP 自 2018 年以来形成的圆底形态即将完成，这一结构耗时近七年才形成。 XRP 价格图表 | 来源：crypto.news 如果 XRP 达到历史最高价 3.89 美元，该模式将正式完成，标志着长期积累阶段的结束。届时，XRP 将进入价格发现阶段，这意味着将不再有历史阻力位来阻碍它。 The question now is what will provide the final push. Broader market conditions are not fully supportive yet, as Bitcoin hasn’t hit a new all-time high, and liquidity remains concentrated in just a few assets. One of the biggest potential catalysts is ETF approval. If the SEC greenlights an XRP ETF, institutional demand could surge, driving prices past resistance with sheer volume. Another key factor could be strategic adoption — if XRP is included in a financial system reserve or gains a major institutional use case, the surge in demand could propel it into uncharted territory. The third wildcard is the SEC lawsuit appeal. If the appeal is dismissed, legal clarity alone could trigger a wave of buying. Now, all eyes are on whether XRP can finally push through or if history will repeat itself once again. The next attempt to clear $3.50 may prove to be the most significant in its history. XRP price prediction: Could history repeat itself? XRP’s 2017 bull run remains a key reference point, with several indicators suggesting that XRP is now mirroring the setup that led to its parabolic rise.  One of the bullish arguments comes from Egrag Crypto, which points to the Bull Market Support Band (BMSB), a technical indicator used to determine whether an asset is in a bullish or bearish phase. #XRP – Double Digits – 1500% Pump ⛽️:Let’s break down what’s happening with #XRP:1 英镑牛市支撑带 (BMSB)：这是我们确定我们是处于 #BullRun 还是 #BearMarket 的关键指标。目前，我们位于 BMSB 上方。我在之前提到过……pic.twitter.com/PNB4OmuCN8— EGRAG CRYPTO (@egragcrypto) 2025 年 2 月 6 日 “目前，我们的仓位位于 BMSB 上方，”他解释道，并指出他曾预测 XRP 将重新回到这一水平，即使当时价格为 3.40 美元。成功重新测试这一支撑位可能表明市场正在为下一步行动积蓄力量。 Egrag 将这一情况与 2017 年的情况进行了比较，当时 XRP 遵循了几乎相同的模式。他指出，当时 XRP 几乎触及 BMSB，随后在短短四周内飙升 1,500%，目标是 Fib 1.618 水平。 斐波那契水平在技术分析中被广泛用于预测价格走势，2017 年，XRP 的突破就遵循了这一模式。如果历史重演，Egrag 预测价格将上涨 1,500% 至 27 美元。 Javon Marks takes this further, highlighting how XRP’s recent price action mirrors its 2017 breakout. Prices recently tested the all-time high as resistance, just as they did in 2017 before surging beyond it. Marks’ new second target is at $99, an astonishing 3,900% increase from current levels. $XRP to $99+🪞:The truth is, most of what we have to connect dots with on XRP is its past price performance and man oh man is this breakout and run shaping up extremely similar to 2017.Prices recently met the All Time High, using it as a resistance, just as it did in 2017… https://t.co/gjFsTxYSwG pic.twitter.com/F0wVWE8v0z— JAVON⚡️MARKS (@JavonTM1) February 7, 2025 除了斐波那契扩展之外，艾略特波浪理论还指出了 XRP 的巨大潜力。Dark Defender 自 2023 年 7 月以来一直在追踪 XRP 的波浪结构，当时价格约为 40 到 50 美分。 XRP 在中间周期中出现了第四波，我用深蓝色突出显示，目标是第五波达到 5.85 美元。另一方面，以浅蓝色突出显示的主要周期波仍瞄准 18.22 美元。（非财务建议）我从 7 月 23 日起就一直使用相同的结构……pic.twitter.com/CZXFSRyftb— Dark Defender (@DefendDark) 2025 年 2 月 3 日 According to his analysis, XRP is currently in Wave 4 of the Intermediate Cycle, with Wave 5 targeting $5.85. His Primary Cycle Waves, which track long-term movements, suggest a major upside target of $18.22. “I’ve used the same structure since July 2023, and we are following it as the Northern Star,” Dark Defender explains, suggesting XRP has consistently respected this pattern. If his wave count holds, XRP could be on the verge of completing a major cycle. However, big breakouts don’t happen in isolation. XRP still faces its biggest resistance zone between $3.15 and $3.50, which requires a major catalyst to break through. For traders looking to take advantage of this setup, risk management is key. Placing stop-loss orders can help minimize losses in case of rejection, and avoiding over-leveraging is crucial, as sudden pullbacks could lead to liquidation. However, nothing in the crypto market is guaranteed. The same indicators that suggest explosive upside potential can also fail under changing market conditions. Trade wisely, manage risk, and never invest more than you can afford to lose. Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.

Vitalik Buterin, co-founder of the largest altcoin, Ethereum, proposed a plan to revamp the ETH blockchain. After months of criticism and allegations faced by the Ethereum Foundation, the 31-year-old entrepreneur addressed major concerns regarding the “complexity” of adding new developers to the blockchain platform.  Ethereum (ETH) is home to $59.88 billion in total value of assets locked on its chain. Layer 2 and Layer 3 chains scaling Ethereum tackle the issue of user adop/REtion and scalability for the underlying blockchain, in exchange they derive security from ETH.  Table of ContentsButerin plans to simplify Ethereum blockchainHow Ethereum could battle Bitcoin in five yearsDecentralizing Ethereum furtherEthereum Price ForecastEthereum ETF flows and tokenization gold rush  Buterin plans to simplify Ethereum blockchain Vitalik Buterin acknowledged that the Ethereum blockchain has layers of technical complexity that makes it challenging for developers to get onboarded, maintain or develop projects on the chain.  The Ethereum Virtual Machine (EVM) is considered the heart of the ETH blockchain and Buterin believes it can be replaced with a simpler alternative. Buterin’s proposed plan is to simplify the Ethereum blockchain to Bitcoin’s extent, boosting the adoption of the chain and its native token.  In a blog post on May 3, Buterin said that the simplification could reduce the cost of creating new infrastructure on the Ethereum blockchain, lower maintenance costs and boost performance.  You might also like:Bitcoin and Ethereum on alert as $3b worth of options expire on Friday How Ethereum could battle Bitcoin in five years In his proposal, Buterin outlined a roadmap to simplify Ethereum and bring it as close as possible to the Bitcoin blockchain. Explaining how Bitcoin’s technical architecture can be understood by high school students and programmers can write client projects as a hobby on the side, Buterin says ETH can evolve.  In a nutshell, Buterin proposed that the Ethereum development team fix an explicit maximum line of code target for the long-term. The objective is to simplify Ethereum and bring it as close to Bitcoin as possible, in terms of consensus.  Buterin described several rules for code and developers that would make the process easier and likely invite more devs to join in and build on the chain.  While Buterin plans for Ethereum to take on Bitcoin in five years, as of 2025, the ETH/BTC ratio hit its lowest level in over five years. The last time ETH/BTC visited the 0.01766 low was January 2020.  This could be Ethereum’s bottom. Since hitting the low, the ratio has recovered. ETH/BTC trades at 0.02237 at the time of writing.  ETH/BTC weekly price chart | Source: Crypto.news Decentralizing Ethereum further Ethereum’s Merge was slammed as a move away from decentralization, as it shifted the consensus mechanism from Proof-of-Work to Proof-of-Stake. However, Buterin differs from the community’s opinion on this and says simplification of the Ethereum blockchain is akin to decentralizing it further.  The processes of simplification and decentralization are both upstream of the chain of “resilience” and require cultural changes within the project. Buterin acknowledges in his blog that the benefits may be illegible.  Intent on rebuilding Ethereum from the inside out and boosting competition against Bitcoin, Buterin lists the cost of “extra effort” in his blog post. You might also like:Ethereum rallies 20% as ETH reaches its most undervalued level relative to BTC since 2019 Ethereum Price Forecast Ethereum ended its consolidation on May 7 and started its rally. ETH is 11% away from its resistance R1 at the lower boundary of an FVG at $2,550. Ethereum faces next key resistance at R2, $2,745.  Ethereum could find support at the lower boundary of an FVG at $1,850, in the event of a crash.  Key technical indicators, RSI and MACD support further gains in Ethereum. RSI slows upwards and reads 80, MACD flashes green histogram bars above the neutral line.  ETH/USDT daily price chart | Source: Crypto.news Ethereum ETF flows and tokenization gold rush  U.S.-based Spot Ethereum ETFs recorded $16.11 million in outflows on May 8, against Bitcoin’s net inflows. Institutional investors remain wary of pouring capital into altcoins, while Bitcoin benefits from rising stablecoin reserves on exchanges and positive daily net flows to Spot ETFs.  Ethereum ETF flows | Source: SoSo Value  Though Solana competes with Ethereum for dominance across several metrics across decentralized exchanges, ETH remains the first choice for real-world asset tokenization.  A mention of tokenization is incomplete without BlackRock’s BUIDL, a tokenized U.S. Treasury fund built on the Ethereum blockchain. The fund was launched in early 2024 and currently has over $2.5 billion in assets under management.  At the time of writing, Ethereum accounts for 74% of the market for tokenized U.S. Treasuries and represents $6.2 billion. These catalysts contribute to the recent gains in ETH and the likely rally, in the short to medium term, in the altcoin.  Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.