“通过耗尽监管”：看看联邦存款保险公司 (FDIC) 如何迫使银行停止向加密货币客户提供服务

美国现货比特币交易所交易基金的净流入量在过去一周大幅下降，结束了连续 10 天流入近 10.7 亿美元的势头。 根据 SoSoValue 的数据，过去一周，12 只现货比特币 ETF 的净流入资金为 1.9648 亿美元，较前一周的 7.4435 亿美元下降了 73.6%。 值得注意的是，3 月 24 日至 28 日当周前四天，比特币 ETF 录得净正流入，从周一的 8417 万美元开始，随后是 2683 万美元、8957 万美元和 8906 万美元。然而，这些投资产品出现了投资者情绪的转变，周五以 9316 万美元的净流出结束了本周。 大部分资金流入来自贝莱德的 IBIT，流入金额达 1.72 亿美元，其次是富达的 FBTC，根据 Faside 的数据，流入金额达 8680 万美元。VanEck 的 HODL 也带来了适度的积极势头，净流入金额达 500 万美元。 然而，本周并非全线上涨，ARK 21Shares 的 ARKB、Bitwise 的 BITB、WisdomTree 的 BTCW 和 Invesco 的 BTCO 的资金流出量合计仍达 6740 万美元。其余 BTC ETF 在五天内保持平稳。 你可能还喜欢：纳斯达克 100 指数和标准普尔 500 指数触及死亡交叉，比特币和山寨币面临风险 值得注意的是，3 月 28 日（星期五）的资金流出结束了连续 10 天的资金流入，这也是今年最长的资金流入周期，为这些基金带来了近 10.7 亿美元的资金流入。分析师称这一数字相对温和，并指出，尽管对比特币存在需求，但投资者并没有表现出积极的风险偏好。 Meanwhile, the sharp shift in investor mood on Friday came as Bitcoin’s quarterly performance is turning out to be its worst since 2018, when it crashed by 49.7%.  本季度迄今为止，比特币下跌 11.86%，至 81,939 美元，比 2020 年第一季度 10.83% 的跌幅还要大。如果价格略有反弹，损失最终可能会比 2020 年小，但如果抛售压力持续存在，比特币可能会跌破 80,000 美元大关。 由于投资者在特朗普总统将于 4 月 2 日生效的美国互惠关税之前保持谨慎，最近的抛售抹去了比特币几乎所有的周涨幅。此外，强于预期的核心 PCE 数据引发了人们对美联储可能推迟降息的担忧，增加了市场不确定性。 阅读更多：MARA 宣布发行 20 亿美元股票，扩大比特币持有量

On-chain transactions and a circulating letter attributed to Jeffy Yu suggest the Zerebro co-founder may have staged his suicide as part of a planned exit from the crypto industry. Rumors started circulating on May 4 that Zerebro (ZEREBRO) co-founder Jeffy Yu had committed a suicide during a livestream on the memecoin launch platform Pump.fun. A video that appeared to show Yu smoking a cigarette and then shooting himself in the neck spread rapidly on crypto X. While some were skeptical, many believed it to be genuine — especially after Yu’s obituary was published two days later on the memorial platform Legacy. However, mounting evidence now suggests the reports of his death may have been fabricated. First, the Legacy obituary is no longer available. More tellingly, on-chain data shows that multiple transactions tied to Yu’s wallet were executed after his alleged death. According to Lookonchain, a wallet likely tied to Yu sold 35.55 million ZEREBRO tokens for 8,572 SOL (approximately $1.27 million), and subsequently transferred 7,100 SOL (around $1.06 million) to the development wallet of LLJEFFY, a coin Yu launched on the day of his alleged suicide. Blockchain analytics firm Bubblemaps also reported that the LLJEFFY deployer and associated wallets were actively trading and burning tokens after Yu’ alleged death. One wallet, 5Ko12, alone sold over $170,000 worth of ZEREBRO across multiple transactions. Source: @bubblemaps You might also like:Zerebro founder Jeffy Yu reportedly suicides on livestream, after launching a ‘legacoin’ In addition to on-chain signs, an unverified letter allegedly written by Jeffy Yu to investors is currently circulating on X. In that letter, Yu says he staged the suicide video as a deliberate act to exit the crypto space, stating: “I created a video in which I depict myself shooting myself. My decision to create and indirectly disseminate this video was deliberate. In my perspective, this was my only viable exit from persistent harassment, blackmail, and threats.” He also explains that leaving publicly without triggering further backlash and doxxing was impossible: “Had I stepped away openly, I would have tanked the price of ZEREBRO and OPAIUM projects when my departure became imminent. This would have resulted in even more intense targeting, which was previously evidenced when out token price >90% in January, causing a massive increase in resentment towards me as a developer.” Source: @beaniemaxi Meanwhile, ZEREBRO and OPAIUM tokens have both tanked 20% in the past 24 hours, while the new coin LLJEFFY is up over 100% over the same period and 24% in the past hour alone. Source: Geckoterminal Read more:News FARTCOIN and VIRTUAL lead in AI agent mindshare and smart money inflows

Brevan Howard Digital 和 Haun Ventures 支持的现实世界资产平台 Plume Network 和 Music Protocol（一种代币化的现实世界音乐资产协议）联手重新定义音乐代币化和货币化。 Plume 和 Music Protocol 于 2 月 24 日宣布合作。此次合作将使音乐版税代币化平台能够利用 Plume Network 的模块化区块链将音乐知识产权带上链。 由于 Music Protocol 旨在通过 RWA 领域改变音乐行业的所有权，Plume 专门构建的区块链可以发挥关键作用。合作伙伴在一份声明中指出，通过合作，他们可以为艺术家、投资者、版权持有者和其他用户带来新的机会。 你可能还喜欢：HBAR 基金会投资代币化富达美元货币市场基金 音乐协议将音乐版税作为数字资产上链，促进其货币化。 为了实现这一目标，该协议利用区块链技术的透明度和安全性以及加密货币的流动性，实现可编程音乐 IP 链上化。这为整个行业的投资者创造了新的金融机会。 合作伙伴表示，用户将能够以更低的交易成本交易和管理音乐知识产权。 Music Protocol 在 X 的一篇文章中指出：“通过优化现实世界资产的基础设施，Plume 提供了一个确保音乐、房地产和金融等行业无缝整合的生态系统。” 随着这些公司将音乐知识产权与区块链连接起来，它们的目标是支持一个不仅提供投资机会而且提供新收入来源的生态系统。Music Protocol 将利用 Plume Foundation 的资金支持，扩大 RWA 音乐在链上的可访问性。 今年 1 月，Plume 宣布通过其互操作性解决方案 SkyLink 扩展其跨链集成。该平台计划在 18 个区块链上部署 SkyLink，包括 Solana、Injective、Movement 和 Core，以实现机构级 RWA 的采用。 2024 年 2 月初，Plume Network 宣布与拉丁美洲加密平台 Mercado Bitcoin 合作，帮助将 4000 万美元的 RWA 代币化。该网络还整合了其他几家关键行业参与者，包括 Ondo Finance、Google Cloud、Superstate、Fireblocks、Symbiotic、Cobo 和 Aethir。 你可能还喜欢：Ondo Finance 和 Plume Network 合作扩展 RWAfi 用例

Pi Coin 在推出仅几周后就暴跌 78%，并且还有更多的代币解锁和延迟，Pi Network 能否恢复用户信任？ 目录从前十名跌落Glitches, delays, and dead endsActivity tells a different storyA make-or-break moment From top 10 to tumbling In February, Pi Network (PI) burst onto the scene with the kind of hype most cryptocurrencies only dream of. The long-awaited mainnet launch of Pi Network finally happened, and within days, the token was riding high, reaching an all-time high of $2.98 on Feb. 26. 有一段时间，它甚至跻身市值前 10 大加密货币之列，与行业巨头并驾齐驱。然而，时间快进到 4 月 2 日，情况就远没有那么光鲜了。 截至本文撰写时，Pi 币的交易价格仅为 0.66 美元，较一个多月前的峰值大幅下跌了 78%。此次崩盘导致市值蒸发约 145 亿美元，市值从近 200 亿美元缩水至仅 45.6 亿美元。 Pi Network 价格图表 | 来源：crypto.news 当我们缩小视野时，情况就变得更加模糊了。根据 PiScan 的数据，仅本月就有超过 1.24 亿个 Pi 代币将被解锁。而这仅仅是个开始。 每月解锁量将继续攀升，7 月份将达到 2.33 亿的峰值。总体而言，明年将有超过 15.3 亿个新代币进入市场，使总流通供应量达到 82 亿个。 That’s a massive jump for a network that already sits at 6.7 billion in supply and is aiming for a maximum cap of 100 billion. At this pace, Pi is quickly earning a reputation as one of the most inflationary digital assets out there. Meanwhile, exchange support remains uneven. OKX was the first major platform to list Pi, followed by Bitget, Gate.io, and MEXC, with Gate.io currently leading in trading volume. But the token still hasn’t made it to most tier-1 exchanges. Binance, Coinbase, Kraken, and Bybit have all stayed away. In fact, Bybit’s CEO went as far as calling Pi a “scam,” a label its developers strongly deny. 那么，Pi Network 的幕后到底发生了什么？随着更多代币涌入市场，投资者在未来几周和几个月内可以期待什么？让我们来分析一下。 故障、延误和死胡同 Pi 币价格大幅下跌的背后存在着一系列内部摩擦——这些问题与市场情绪关系不大，而更多地与运营故障和掌舵人的沉默有关。 最大的挫折之一就是一个瓶颈：KYC。了解您的客户验证是用于确认用户身份的标准流程，但对于 Pi Network 庞大的用户群来说，它却成了一场噩梦。 此步骤是强制性的。没有它，用户就无法将他们开采的 Pi 代币迁移到主网，这意味着没有交易，没有提款，并且基本上无法获得他们认为自己已经获得的价值。 Reports indicate that despite the Open Network launch on Feb. 20, and the extended KYC and migration grace period till Mar. 14, the Pi Core Team has struggled to process the backlog for its estimated 60 million-plus users.  从第三方提供商 Yoti 转向专有 KYC 系统旨在提高可扩展性，但诸如“暂定批准”状态阻碍了进展等技术故障，让许多用户陷入困境。 一些估计表明，只有大约 1400 万用户成功迁移，突显出严重的容量问题。 社交媒体平台，尤其是 X，充斥着 Pi 用户应对这种糟糕体验的第一手资料。 一位用户分享了她的 Pi 币最初被标记为已迁移，然后意外地在没有任何解释的情况下返回，让她陷入重新确认和等待的循环中。 我被困在这里了🙄My Pi was migrated, then unexpectedly marked as “Returned” without any explanation or prior notice. It was migrated again, I reconfirmed my migration wallet, and yet I’m still waiting! Am starting to feel like this is all a scam. pic.twitter.com/Av27q5zZNE— Rula El Halabi (@Rulaelhalabi) March 31, 2025 Another reported losing 1,427 Pi tokens simply because his migration didn’t complete before the grace period expired, despite being in the queue the whole time. 🥵 This Pioneer lost 1427 $Pi due to MISSING THE GRACE PERIOD DEADLINE据《先驱报》报道，他正在移民队列中，等待移民。这公平吗？这有道理吗？由于等待而丢失 Pi，在您无法执行的情况下......pic.twitter.com/sm5N5U6Cin— pinetworkmembers Ï€ (@pinetworkmember) 2025 年 3 月 14 日 类似这样的故事激起了人们的愤怒和焦虑，尤其是那些花费数年时间挖掘代币并希望最终获得访问权限的人。沉默加剧了这种反弹。Pi Core 团队（通常称为 PCT）一直对自己的底牌讳莫如深。 There’s been little transparency on major aspects of the roadmap. Users have no clear updates on validator incentives, the state of dApp development, or even what happened with the proceeds from Pi’s .pi domain auction. **Problems with Pi Network:Unresolved Kyc issues, Validators award, Unverified Picoins, Missing 100dapps, 2nd Migration timeline, Random release of Millions of Pi into CEX, Lack of Transparency about Pi's Roadmap including the recent Pi domain, Pi's Value & GCV cults issues.— Dr MSI (@shahidwafa789) March 26, 2025 The truth may be far less dramatic, but the absence of consistent communication is allowing speculation to dominate the narrative. A user bluntly put it, “Getting to new highs from here might be really difficult.” 活动讲述了不同的故事 Pi Network 展示其实际应用的最新尝试是通过 3 月 14 日至 3 月 21 日举行的全球商家计划 PiFest。该活动旨在推动日常应用，展示 Pi 如何在实际环境中使用，无论是用于杂货、服装、汽车维修还是数字服务。 开放网络中的首届 PiFest 展示了创纪录的参与度。共有超过 125,000 名注册卖家（包括超过 58,000 名活跃卖家）和 180 万名先锋使用了 Map of Pi，凸显了 Pi 在全球范围内的实用性。https://t.co/l74jSfQAJu先驱者和……— Pi Network (@PiCoreTeam) 2025 年 4 月 1 日 On paper, the reported numbers seemed impressive. More than 125,000 merchants registered, including 58,000 active sellers, and around 1.8 million Pioneers participated. But behind the scale, actual network activity told a different story. On-chain data indicates that payment volume showed little change during the event. As one user noted on X, “The number of payments during the current #PiFest has not increased significantly,” suggesting that many users were hesitant to spend their tokens or preferred to hold onto them while uncertainty around Pi’s future remains. 🚨当前#PiFest 期间的付款次数并没有显着增加，最终表明社区要么不高兴，要么不愿意花费他们的 $Pi 或 HODLing 他们的 Pi 以备将来之需。#pinetwork #pi #picoin #minepi pic.twitter.com/3tP6vTrscK— pinetworkmembers Ï€ (@pinetworkmember) 2025 年 3 月 21 日 这种犹豫反映出生态系统中存在更深层次的裂痕。Pi 之前曾致力于构建广泛的去中心化应用基础，以让用户参与挖矿和点对点传输以外的活动。 让我们谨慎地迈出每一步。圆周率日和 6 周年纪念日本应发布最重要的公告。甚至交易所也准备庆祝，但什么都没有……没有重大公告……没有 100 个 DApp……对我来说，这是一个严重的问题！— Dr Altcoin (@Dr_Picoin) 2025 年 3 月 15 日 However, third-party reviews show that only a small number of dApps are currently operational, and those that exist lack meaningful utility when compared to platforms like Ethereum (ETH) or Solana (SOL). Without a strong application layer, there is limited motivation for daily token usage. One of Pi’s headline strategies was its planned integration with Telegram’s crypto wallet. Initially positioned as a move to expand reach, the effort has not yet resulted in meaningful engagement or visible outcomes. 与此同时，对隐私的担忧也开始浮出水面。Pi 的 KYC 系统采用社区驱动的过程，用户使用自拍视频和身份证检查来验证他人。 虽然这种方法旨在扩大访问权限，但它也存在风险。如果编辑失败，个人信息可能会被泄露，这已成为用户日益担心的问题。 总的来说，Pi 的生态系统似乎仍处于发展阶段。除非平台为商家提供真正的激励措施、提高用户信心并提供实用的应用程序，否则无论技术上有多少用户加入，主流采用仍可能遥不可及。 成败时刻 Pi Network 正在进入加密领域许多人所说的关键实用阶段。在这个阶段，单靠炒作已不足以维持价值，现实世界的使用、开发者活动和生态系统实力等因素开始决定一个项目是会持续下去还是会逐渐消亡。 History offers plenty of cautionary tales. Projects that failed to move beyond this stage, such as BitConnect, OneCoin, and even more credible names like NEM and Verge, eventually collapsed due to a mix of lofty promises and underwhelming delivery. The cycle tends to repeat itself. It starts with early user excitement and rapid valuation growth, followed by delays in execution, and ends in growing skepticism and loss of confidence. 对于投资者来说，未来几个月将是关键。关注链上发生的事情。跟踪实际迁移的钱包数量，关注代币解锁时间表，避免在没有背景的情况下过度解读价格走势。 除非 Pi 能够显示出真正的用户活动、更好的代币管理和更成熟的生态系统的迹象，否则任何短期反弹都不太可能持续。与往常一样，谨慎对待市场，切勿投资超过您能承受的损失。

Binance 警告交易者，它将于 4 月 11 日下架多个现货交易对，包括 ACT、ALPHA、BLUR、PENGU 等代币。 根据4月9日发布的通知，该加密货币交易所宣布将下架多个现货交易对，其中大多数现货交易对与比特币（BTC）和币安币（BNB）挂钩。自UTC时间4月11日03:00起，币安将不再支持ACT/BRL、ALPHA/BTC、BLUR/BTC、CELR/BTC、PENGU/BNB、POND/BTC和RUNE/BNB的交易。 同时，该交易所还将终止公告中提及的现货交易对的现货交易机器人服务。因此，交易者应在下架日期前更新或取消与这些交易对关联的现货交易机器人，以避免遭受潜在损失。 公告发布后不久，已下架现货交易对中的代币大多仍小幅上涨。Pudgy Penguin 的 PENGU（PENGU）在公告发布一小时后价格持平，而 Act I 的 AI Prophecy（ACT）价格上涨了 1.1%。 币安发布通知后的 ACT 价格走势图，2025 年 4 月 9 日 | 来源：crypto.news 你可能还喜欢：币安联合创始人回应批评者指责该平台导致 ACT、TST 和其他货币价格下跌 与此同时，THORChain 的 RUNE 代币上涨了 1.3%，CELR 和 BLUR 分别上涨了 0.2% 和 0.1%。POND 是 THORChain 发布下架公告后唯一出现价格下跌的代币，下跌了 0.7%。 虽然下架每个现货交易对的原因并未明确说明，但该交易所表示，这是由于“流动性差和交易量大等多种因素造成的”。这些因素是在内部团队对上架的现货交易对进行定期审查时发现的。 就在ACT下架公告发布的几天前，ACT团队宣布将对该代币在币安平台上的暴跌事件展开调查。4月1日，ACT/USDT在该平台交易30分钟内暴跌近50%。 Not only that, several other altcoin trading pairs also experienced drops ranging from 20% to 50% on Binance from April 1 to April 3. 阅读更多：ACT 团队对币安价格下跌近 50% 展开调查